Silverhill, AL—36576
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Silverhill, AL
As of Oct '25, the median home price in Silverhill, AL is $294,000, with a year-over-year change of 0.8%. This indicates that home prices in Silverhill, AL are flat. According to Zillow, the 1-year price projection is 1.0%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $294,000 | 0.8% |
| Single Family | $294,000 | 0.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $288,000 | 0.7% |
4 Bed | $316,000 | 0.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Silverhill, AL
As of July '25, Rentcast reports the average rent in Silverhill, AL is $2,110, with a year-over-year rent change of 14.7%. Per bedroom, the median rent as of July '25 in Silverhill, AL is 3-bedrooms: $2,200, 4-bedrooms: $1,900. The most common rental property sizes in Silverhill, AL are 3-bedroom and 2-bedroom, accounting for 43.6% and 35.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,100 | $2,110 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,100 | $2,200 |
| 4 Bed Rent | $1,700 | $1,900 |
% of Rental Stock
Property Listings — Silverhill, AL
As of Oct '25, Realtor.com reports that the median days on market for a home in Silverhill, AL is 59. This is a increase of 26.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $323,000 | -1.0% |
Listing Count | 44 | 32.0% |
| Listings as % of Homes | 2.2% | 32.0% |
Days on Market | 59 | 26.0% |
Demographics — Silverhill, AL
As of the latest ACS Survey released in 2023, Silverhill, AL has a population of 4,960, which has increased by 30.8% over the past 5 years. Silverhill, AL is a moderately popular place for families, as children make up 18.9% of the population. The area has a poorly educated workforce, with 21.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,960 | 30.8% |
% Under 18 | 18.9% | 22.7% |
% Seniors | 15.4% | 11.6% |
% WFH | 4.1% | -73.5% |
% w/ College Degree | 21.1% | -4.5% |
As of the latest ACS Survey released in 2023, Silverhill, AL is a predominantly white area, with 90.5% of the population identifying as white. The white population has grown by 1.1% in the last 5 years. The second most common race or ethnicity in Silverhill, AL is hispanic, making up 4.7% of the population. Foreign-born residents account for 2.3% of the population in Silverhill, AL, and this percentage has decreased by 63.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.5% | 1.1% |
% Black | 1.2% | -62.5% |
% Hispanic | 4.7% | -33.8% |
% Asian | 0.0% | N/A |
% Foreign Born | 2.3% | -63.5% |
Mortgage and Risk — Silverhill, AL
According to HUD data as of 2023, there were 167 mortgage originations in Silverhill, AL, of which 59.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Silverhill, AL. Investor activity is low, as 1.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 167 |
% Conventional Loans | 59.0% |
% Government Loans | 41.0% |
% Investor Loans | 1.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Silverhill, AL
Silverhill, AL lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 0 |
% Rentals under Section 8 | 0.0% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $960 |
| 2 Bedroom | N/A | N/A | $1,230 |
| 3 Bedroom | -$590 | $2,100 | $1,510 |
| 4 Bedroom | $210 | $1,700 | $1,910 |
Affordability — Silverhill, AL
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $294,000 |
| Median Household Income | $78,200 |