Saint Clair, AL36752

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$182,000
4.1% YoY Growth
Median Household Income
$45,700
15.6% 5-Year Growth
Days on Market
88
32.0% Shorter than last year
Home Price Forecast
1.1%
Median Rent
N/A
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
N/A
N/A

Property Listings — Saint Clair, AL

As of Oct '25, Realtor.com reports that the median days on market for a home in Saint Clair, AL is 88. This is a decrease of -32.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 29.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$229,000-43.0%
Listing Count
75.0%
Listings as % of Homes0.1%5.0%
Days on Market
88-32.0%
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Demographics — Saint Clair, AL

As of the latest ACS Survey released in 2023, Saint Clair, AL has a population of 1,300, which has increased by 11.5% over the past 5 years. Saint Clair, AL is a moderately popular place for families, as children make up 21.4% of the population. The area has a poorly educated workforce, with 22.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
1,30011.5%
% Under 18
21.4%23.0%
% Seniors
25.7%31.1%
% WFH
2.1%31.2%
% w/ College Degree
22.0%20.9%
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As of the latest ACS Survey released in 2023, Saint Clair, AL is a predominantly white area, with 68.4% of the population identifying as white. The white population has grown by 10.3% in the last 5 years. The second most common race or ethnicity in Saint Clair, AL is black, making up 31.5% of the population. Foreign-born residents account for 4.0% of the population in Saint Clair, AL, and this percentage has increased by 233.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
68.4%10.3%
% Black
31.5%-6.5%
% Hispanic
0.2%-91.7%
% Asian
0.0%N/A
% Foreign Born
4.0%233.3%
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Mortgage and Risk — Saint Clair, AL

According to HUD data as of 2023, there were 28 mortgage originations in Saint Clair, AL, of which 82.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Saint Clair, AL. Investor activity is low, as 4.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
28
% Conventional Loans
82.0%
% Government Loans
18.0%
% Investor Loans
4.0%
% Second Loans
4.0%
% Cash Out Refinance
18.0%

Loan Activity

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Rentals and Section 8 — Saint Clair, AL

Saint Clair, AL lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
14
Total Units Section 8
14
% Rentals under Section 8
28.3%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$830
2 BedroomN/AN/A$990
3 BedroomN/AN/A$1,250
4 BedroomN/AN/A$1,580

Affordability — Saint Clair, AL

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.9
Median Home Price$182,000
Median Household Income$45,700

Saint Clair, AL — ZIP Code Boundary Map

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Frequently Asked Questions