Adams, TN—37010
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Adams, TN
As of Oct '25, the median home price in Adams, TN is $448,000, with a year-over-year change of 1.7%. This indicates that home prices in Adams, TN are increasing. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $448,000 | 1.7% |
| Single Family | $448,000 | 1.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $430,000 | 1.9% |
4 Bed | $501,000 | 1.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Adams, TN
As of July '25, Rentcast reports the average rent in Adams, TN is $2,300, with a year-over-year rent change of 10.0%. Per bedroom, the median rent as of July '25 in Adams, TN is 3-bedrooms: $2,130, 4-bedrooms: $2,620. The most common rental property sizes in Adams, TN are 3-bedroom and 2-bedroom, accounting for 73.9% and 26.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,100 | $2,300 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $2,050 | $2,130 |
| 4 Bed Rent | $2,700 | $2,620 |
% of Rental Stock
Property Listings — Adams, TN
As of Oct '25, Realtor.com reports that the median days on market for a home in Adams, TN is 111. This is a increase of 15.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $436,000 | -22.0% |
Listing Count | 37 | 49.0% |
| Listings as % of Homes | 0.8% | 49.0% |
Days on Market | 111 | 15.0% |
Demographics — Adams, TN
As of the latest ACS Survey released in 2023, Adams, TN has a population of 5,140, which has increased by 4.2% over the past 5 years. Adams, TN is a moderately popular place for families, as children make up 22.4% of the population. The area has a moderately educated workforce, with 40.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,140 | 4.2% |
% Under 18 | 22.4% | -17.9% |
% Seniors | 17.1% | 42.5% |
% WFH | 9.0% | 60.7% |
% w/ College Degree | 40.7% | 46.4% |
As of the latest ACS Survey released in 2023, Adams, TN is a predominantly white area, with 80.9% of the population identifying as white. The white population has shrunk by 7.2% in the last 5 years. The second most common race or ethnicity in Adams, TN is black, making up 8.5% of the population. Foreign-born residents account for 3.1% of the population in Adams, TN, and this percentage has increased by 63.2% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 80.9% | -7.2% |
% Black | 8.5% | 165.6% |
% Hispanic | 7.7% | -12.5% |
% Asian | 1.4% | ∞% |
% Foreign Born | 3.1% | 63.2% |
Mortgage and Risk — Adams, TN
According to HUD data as of 2023, there were 101 mortgage originations in Adams, TN, of which 68.0% of loans were conventional mortgages. The average loan-to-value was 61.0%, with 25.0% above 90% LTV (very high). This implies large mortgage risk in Adams, TN. Investor activity is low, as 0.0% of loans were by investors. 17.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 101 |
% Conventional Loans | 68.0% |
% Government Loans | 32.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 17.0% |
Loan Activity
Rentals and Section 8 — Adams, TN
Adams, TN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 2.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $1,300 |
| 2 Bedroom | N/A | N/A | $1,510 |
| 3 Bedroom | $0 | $2,050 | $2,050 |
| 4 Bedroom | -$220 | $2,700 | $2,480 |
Affordability — Adams, TN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $448,000 |
| Median Household Income | $115,000 |