Chapmansboro, TN37035

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$393,000
2.0% YoY Growth
Median Household Income
$90,700
60.5% 5-Year Growth
Days on Market
58
10.0% Longer than last year
Home Price Forecast
1.1%
Median Rent
$2,550
N/A
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$2,550
N/A

Property Listings — Chapmansboro, TN

As of Oct '25, Realtor.com reports that the median days on market for a home in Chapmansboro, TN is 58. This is a increase of 10.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 19.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$480,000-20.0%
Listing Count
217.0%
Listings as % of Homes0.9%7.0%
Days on Market
5810.0%
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Demographics — Chapmansboro, TN

As of the latest ACS Survey released in 2023, Chapmansboro, TN has a population of 3,420, which has increased by 2.5% over the past 5 years. Chapmansboro, TN is a moderately popular place for families, as children make up 20.3% of the population. The area has a moderately educated workforce, with 27.7% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
3,4202.5%
% Under 18
20.3%-6.0%
% Seniors
16.2%31.7%
% WFH
12.1%181.4%
% w/ College Degree
27.7%97.9%
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As of the latest ACS Survey released in 2023, Chapmansboro, TN is a predominantly white area, with 90.9% of the population identifying as white. The white population has shrunk by 3.6% in the last 5 years. The second most common race or ethnicity in Chapmansboro, TN is black, making up 1.1% of the population. Foreign-born residents account for 1.1% of the population in Chapmansboro, TN, and this percentage has decreased by 47.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
90.9%-3.6%
% Black
1.1%-35.3%
% Hispanic
0.0%-100.0%
% Asian
0.3%-62.5%
% Foreign Born
1.1%-47.6%
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Mortgage and Risk — Chapmansboro, TN

According to HUD data as of 2023, there were 90 mortgage originations in Chapmansboro, TN, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Chapmansboro, TN. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
90
% Conventional Loans
72.0%
% Government Loans
28.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Chapmansboro, TN

Chapmansboro, TN lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
1
Total Units Section 8
1
% Rentals under Section 8
0.6%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,400
2 BedroomN/AN/A$1,550
3 Bedroom-$590$2,550$1,960
4 BedroomN/AN/A$2,410

Affordability — Chapmansboro, TN

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.9
Median Home Price$393,000
Median Household Income$90,700

Chapmansboro, TN — ZIP Code Boundary Map

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Frequently Asked Questions