View in Interactive Map

Cross Plains, TN—37049

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$423,000
0.4% YoY Growth
Household Income
$84,700
24.2% YoY Growth
Days on Market
63
19.0% Shorter YoY
Home Price Forecast
-0.3%
Median Rent
$2,100
1.0% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
N/A
N/A
3-Bed Rent
$1,850
6.2% YoY Growth
  • Home Price Trends
  • Rental Trends
  • Property Listings
  • Demographics
  • Mortgage and Risk

Home Price Trends — Cross Plains, TN

As of May '26, the median home price in Cross Plains, TN is $423,000, with a year-over-year change of 0.4%. This indicates that home prices in Cross Plains, TN are flat. According to Zillow, the 1-year price projection is -0.3%, suggesting a relatively flat housing market in the next year.

Cost per Home Type

Home TypeMedian Home ValueYoY % Change
All Homes
$423,0000.4%
Single Family $423,0000.7%
Condos N/AN/A

Cost per Home Size

Home SizeMedian Home ValueYoY % Change
1 Bed
  • Affordability
  • Rentals and Section 8
    • N/A
    N/A
    2 Bed
    		N/AN/A
    3 Bed
    		$411,000-1.4%
    4 Bed
    		N/AN/A
    5 Bed N/AN/A
    Loading chart...

    % of Housing Stock

    Studio
    0.5%
    1 Bedroom
    1.3%
    2 Bedrooms
    11.9%
    3 Bedrooms
    65.1%
    4 Bedrooms
    17.3%
    5+ Bedrooms
    3.9%

    Rental Trends — Cross Plains, TN

    As of July '25, Rentcast reports the average rent in Cross Plains, TN is $2,070, with a year-over-year rent change of 1.0%. Per bedroom, the median rent as of July '25 in Cross Plains, TN is 3-bedrooms: $1,970, 4-bedrooms: $2,250. The most common rental property sizes in Cross Plains, TN are 3-bedroom and 2-bedroom, accounting for 56.6% and 25.0% of the rental stock.

    TypeMedian RentAverage Rent
    Average Rent$2,100$2,070
    Studio Rent N/AN/A
    1 Bed Rent N/AN/A
    2 Bed Rent N/AN/A
    3 Bed Rent $1,850$1,970
    4 Bed Rent $2,250$2,250
    Loading chart...

    % of Rental Stock

    Studio
    3.1%
    1 Bedroom
    7.9%
    2 Bedrooms
    25.0%
    3 Bedrooms
    56.6%
    4 Bedrooms
    6.6%
    5+ Bedrooms
    0.9%

    Property Listings — Cross Plains, TN

    As of May '26, Realtor.com reports that the median days on market for a home in Cross Plains, TN is 63. This is a decrease of -19.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 48.0%, representing a large inventory and a lot of supply pressure on home prices.

    MetricZip Code AverageYear over Year % Change
    Median Listing Price
    		$579,00012.0%
    Listing Count
    		258.0%
    Listings as % of Homes1.2%8.0%
    Days on Market
    		63-19.0%
    Loading chart...

    Demographics — Cross Plains, TN

    As of the latest ACS Survey released in 2023, Cross Plains, TN has a population of 4,020, which has increased by 9.2% over the past 5 years. Cross Plains, TN is a moderately popular place for families, as children make up 22.6% of the population. The area has a poorly educated workforce, with 21.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.7% reporting working from home.

    MetricLatest CensusYoY % Change
    Population
    		4,0209.2%
    % Under 18
    		22.6%-12.4%
    % Seniors
    		12.2%-21.8%
    % WFH
    		7.7%30.5%
    % w/ College Degree
    		21.1%34.4%
    Loading chart...

    As of the latest ACS Survey released in 2023, Cross Plains, TN is a predominantly white area, with 89.2% of the population identifying as white. The white population has shrunk by 4.3% in the last 5 years. The second most common race or ethnicity in Cross Plains, TN is hispanic, making up 2.9% of the population. Foreign-born residents account for 1.6% of the population in Cross Plains, TN, and this percentage has increased by 220.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

    Race and Ethnicity

    MetricLatest Census5-Year % Change
    % White
    		89.2%-4.3%
    % Black
    		2.1%-12.5%
    % Hispanic
    		2.9%20.8%
    % Asian
    		0.9%800.0%
    % Foreign Born
    		1.6%220.0%
    Loading chart...

    Mortgage and Risk — Cross Plains, TN

    According to HUD data as of 2023, there were 130 mortgage originations in Cross Plains, TN, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 57.0%, with 18.0% above 90% LTV (elevated). This implies medium mortgage risk in Cross Plains, TN. Investor activity is low, as 2.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

    Mortgages

    MetricZip Code Average
    Total Loan Originations
    		130
    % Conventional Loans
    		77.0%
    % Government Loans
    		23.0%
    % Investor Loans
    		2.0%
    % Second Loans
    		1.0%
    % Cash Out Refinance
    		15.0%
    Loading chart...
    Loading chart...

    Rentals and Section 8 — Cross Plains, TN

    Cross Plains, TN lacks sufficient Section 8 program data for analysis.

    Section 8 Market Size

    Total Units under HUD
    		3
    Total Units Section 8
    		3
    % Rentals under Section 8
    		1.3%
    % Occupied Section 8
    		N/A

    Section 8 Opportunity

    Home SizeHUD PremiumMarket RentMax HUD Rent
    1 BedroomN/AN/A$1,300
    2 BedroomN/AN/A$1,460
    3 Bedroom-$10$1,850$1,840
    4 Bedroom-$10$2,250$2,240

    Affordability — Cross Plains, TN

    Home Price to Income Ratio

    MetricZip Code Average
    Home Price to Income Ratio4.6
    Median Home Price$423,000
    Median Household Income$84,700

    Cross Plains, TN — ZIP Code Boundary Map

    Loading map...

    Nearby ZIP Codes

    Orlinda, TN

    37141

    White House, TN

    37188

    Walnut Grove, TN

    37048

    Portland, TN

    37148

    Springfield, TN

    37172

    Frequently Asked Questions