Clinton, TN—37716
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Clinton, TN
As of Oct '25, the median home price in Clinton, TN is $322,000, with a year-over-year change of 2.5%. This indicates that home prices in Clinton, TN are increasing. According to Zillow, the 1-year price projection is 3.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $322,000 | 2.5% |
| Single Family | $322,000 | 2.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $235,000 | 4.4% |
3 Bed | $345,000 | 3.6% |
4 Bed | $427,000 | 3.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Clinton, TN
As of July '25, Rentcast reports the average rent in Clinton, TN is $1,790, with a year-over-year rent change of -9.6%. Per bedroom, the median rent as of July '25 in Clinton, TN is 1-bedrooms: $888, 2-bedrooms: $1,400, 3-bedrooms: $2,000, 4-bedrooms: $2,470. The most common rental property sizes in Clinton, TN are 2-bedroom and 3-bedroom, accounting for 41.8% and 30.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,850 | $1,790 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $776 | $888 |
| 2 Bed Rent | $1,400 | $1,400 |
| 3 Bed Rent | $1,850 | $2,000 |
| 4 Bed Rent | $2,400 | $2,470 |
% of Rental Stock
Property Listings — Clinton, TN
As of Oct '25, Realtor.com reports that the median days on market for a home in Clinton, TN is 68. This is a increase of 14.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 32.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $424,000 | 1.0% |
Listing Count | 125 | 37.0% |
| Listings as % of Homes | 0.5% | 37.0% |
Days on Market | 68 | 14.0% |
Demographics — Clinton, TN
As of the latest ACS Survey released in 2023, Clinton, TN has a population of 26,400, which has decreased by -2.4% over the past 5 years. Clinton, TN is a moderately popular place for families, as children make up 18.6% of the population. The area has a poorly educated workforce, with 19.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 26,400 | -2.4% |
% Under 18 | 18.6% | -13.5% |
% Seniors | 21.6% | 6.9% |
% WFH | 10.5% | 600.0% |
% w/ College Degree | 19.5% | 9.6% |
As of the latest ACS Survey released in 2023, Clinton, TN is a predominantly white area, with 91.2% of the population identifying as white. The white population has shrunk by 2.8% in the last 5 years. The second most common race or ethnicity in Clinton, TN is hispanic, making up 1.9% of the population. Foreign-born residents account for 2.4% of the population in Clinton, TN, and this percentage has increased by 60.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.2% | -2.8% |
% Black | 1.5% | -21.1% |
% Hispanic | 1.9% | 58.3% |
% Asian | 0.6% | 50.0% |
% Foreign Born | 2.4% | 60.0% |
Mortgage and Risk — Clinton, TN
According to HUD data as of 2023, there were 615 mortgage originations in Clinton, TN, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Clinton, TN. Investor activity is low, as 3.0% of loans were by investors. 18.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 615 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 18.0% |
Loan Activity
Rentals and Section 8 — Clinton, TN
As of 2024, the percent of homes in Clinton, TN under the Section 8 program is 15.6%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Clinton, TN, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 569 |
Total Units Section 8 | 413 |
% Rentals under Section 8 | 15.6% |
% Occupied Section 8 | 83.1% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $294 | $776 | $1,070 |
| 2 Bedroom | -$90 | $1,400 | $1,310 |
| 3 Bedroom | -$170 | $1,850 | $1,680 |
| 4 Bedroom | -$420 | $2,400 | $1,980 |
Affordability — Clinton, TN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.4 |
| Median Home Price | $322,000 |
| Median Household Income | $61,200 |