Hilham, TN—38551
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Hilham, TN
Home Price Trends — Hilham, TN
Hilham, TN lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $188,000 | 2.8% |
| Single Family | $188,000 | 3.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $261,000 | 7.9% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Hilham, TN
Hilham, TN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Hilham, TN
As of Oct '25, Realtor.com reports that the median days on market for a home in Hilham, TN is 114. This is a increase of 36.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $350,000 | -16.0% |
Listing Count | 36 | 40.0% |
| Listings as % of Homes | 0.6% | 40.0% |
Days on Market | 114 | 36.0% |
Demographics — Hilham, TN
As of the latest ACS Survey released in 2023, Hilham, TN has a population of 4,320, which has increased by 6.2% over the past 5 years. Hilham, TN is a moderately popular place for families, as children make up 22.2% of the population. The area has a poorly educated workforce, with 9.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,320 | 6.2% |
% Under 18 | 22.2% | 7.8% |
% Seniors | 22.5% | -10.0% |
% WFH | 2.8% | -15.2% |
% w/ College Degree | 9.0% | -32.3% |
As of the latest ACS Survey released in 2023, Hilham, TN is a predominantly white area, with 93.4% of the population identifying as white. The white population has grown by 2.2% in the last 5 years. The second most common race or ethnicity in Hilham, TN is black, making up 1.7% of the population. Foreign-born residents account for 3.4% of the population in Hilham, TN, and this percentage has increased by 1033.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 93.4% | 2.2% |
% Black | 1.7% | -73.4% |
% Hispanic | 0.6% | -53.8% |
% Asian | 1.5% | 650.0% |
% Foreign Born | 3.4% | 1,033.3% |
Mortgage and Risk — Hilham, TN
According to HUD data as of 2023, there were 88 mortgage originations in Hilham, TN, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in Hilham, TN. Investor activity is low, as 2.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 88 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 2.0% |
% Second Loans | 11.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Hilham, TN
Hilham, TN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 34 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $690 |
| 2 Bedroom | N/A | N/A | $900 |
| 3 Bedroom | N/A | N/A | $1,250 |
| 4 Bedroom | N/A | N/A | $1,260 |
Affordability — Hilham, TN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4.1 |
| Median Home Price | $188,000 |
| Median Household Income | $39,700 |