Iuka, MS38852

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$202,000
5.3% YoY Growth
Median Household Income
$44,200
2.8% 5-Year Growth
Days on Market
93
1.0% Shorter than last year
Home Price Forecast
N/A
Median Rent
$1,050
34.4% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,050
N/A
3-Bed Rent
N/A
N/A

Property Listings — Iuka, MS

As of Oct '25, Realtor.com reports that the median days on market for a home in Iuka, MS is 93. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$266,0001.0%
Listing Count
10560.0%
Listings as % of Homes0.9%60.0%
Days on Market
93-1.0%
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Demographics — Iuka, MS

As of the latest ACS Survey released in 2023, Iuka, MS has a population of 8,720, which has decreased by -4.1% over the past 5 years. Iuka, MS is a moderately popular place for families, as children make up 18.4% of the population. The area has a poorly educated workforce, with 18.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.4% reporting working from home.

MetricLatest CensusYoY % Change
Population
8,720-4.1%
% Under 18
18.4%2.8%
% Seniors
24.9%1.6%
% WFH
4.4%214.3%
% w/ College Degree
18.1%105.7%
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As of the latest ACS Survey released in 2023, Iuka, MS is a predominantly white area, with 93.8% of the population identifying as white. The white population has shrunk by 0.4% in the last 5 years. The second most common race or ethnicity in Iuka, MS is black, making up 1.1% of the population. Foreign-born residents account for 0.2% of the population in Iuka, MS, and this percentage has decreased by 66.7% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
93.8%-0.4%
% Black
1.1%-59.3%
% Hispanic
1.1%-50.0%
% Asian
0.0%-100.0%
% Foreign Born
0.2%-66.7%
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Mortgage and Risk — Iuka, MS

According to HUD data as of 2023, there were 158 mortgage originations in Iuka, MS, of which 63.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Iuka, MS. Investor activity is low, as 0.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
158
% Conventional Loans
63.0%
% Government Loans
37.0%
% Investor Loans
0.0%
% Second Loans
13.0%
% Cash Out Refinance
13.0%

Loan Activity

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Rentals and Section 8 — Iuka, MS

Iuka, MS lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
171
Total Units Section 8
76
% Rentals under Section 8
7.7%
% Occupied Section 8
76.3%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$840
2 Bedroom-$120$1,050$930
3 BedroomN/AN/A$1,240
4 BedroomN/AN/A$1,290

Affordability — Iuka, MS

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio4.1
Median Home Price$202,000
Median Household Income$44,200

Iuka, MS — ZIP Code Boundary Map

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Frequently Asked Questions