Winona, MS—38925
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Winona, MS
Home Price Trends — Winona, MS
Winona, MS lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $140,000 | -0.3% |
| Single Family | $141,000 | -0.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $102,000 | -10.5% |
3 Bed | $146,000 | 0.0% |
4 Bed | $186,000 | 2.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Winona, MS
As of July '25, Rentcast reports the average rent in Winona, MS is $675, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Winona, MS is 3-bedrooms: $675. The most common rental property sizes in Winona, MS are 2-bedroom and 3-bedroom, accounting for 44.0% and 37.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $675 | $675 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $675 | $675 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Winona, MS
As of Oct '25, Realtor.com reports that the median days on market for a home in Winona, MS is 75. This is a increase of 92.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $159,000 | -23.0% |
Listing Count | 5 | 20.0% |
| Listings as % of Homes | 0.4% | 20.0% |
Days on Market | 75 | 92.0% |
Demographics — Winona, MS
As of the latest ACS Survey released in 2023, Winona, MS has a population of 1,840, which has decreased by -29.7% over the past 5 years. Winona, MS is a less popular place for families, as children make up 14.5% of the population. The area has a poorly educated workforce, with 13.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 1,840 | -29.7% |
% Under 18 | 14.5% | -33.8% |
% Seniors | 28.5% | 91.3% |
% WFH | 9.4% | 327.3% |
% w/ College Degree | 13.9% | -5.4% |
As of the latest ACS Survey released in 2023, Winona, MS is a predominantly white area, with 57.7% of the population identifying as white. The white population has grown by 7.2% in the last 5 years. The second most common race or ethnicity in Winona, MS is black, making up 35.1% of the population. Foreign-born residents account for 0.2% of the population in Winona, MS, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 57.7% | 7.2% |
% Black | 35.1% | -20.2% |
% Hispanic | 0.0% | -100.0% |
% Asian | 0.2% | ∞% |
% Foreign Born | 0.2% | ∞% |
Mortgage and Risk — Winona, MS
According to HUD data as of 2023, there were 25 mortgage originations in Winona, MS, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Winona, MS. Investor activity is low, as 4.0% of loans were by investors. 8.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 25 |
% Conventional Loans | 64.0% |
% Government Loans | 36.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 8.0% |
Loan Activity
Rentals and Section 8 — Winona, MS
Winona, MS lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 8 |
Total Units Section 8 | 8 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $790 |
| 2 Bedroom | N/A | N/A | $940 |
| 3 Bedroom | $495 | $675 | $1,170 |
| 4 Bedroom | N/A | N/A | $1,250 |
Affordability — Winona, MS
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.7 |
| Median Home Price | $140,000 |
| Median Household Income | $38,200 |