Bolton, MS—39041
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Bolton, MS
As of Oct '25, the median home price in Bolton, MS is $127,000, with a year-over-year change of 2.4%. This indicates that home prices in Bolton, MS are increasing. According to Zillow, the 1-year price projection is -1.6%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $127,000 | 2.4% |
| Single Family | $127,000 | 0.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $163,000 | 2.5% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Bolton, MS
Bolton, MS lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Bolton, MS
As of Oct '25, Realtor.com reports that the median days on market for a home in Bolton, MS is 19. This is a decrease of -59.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $424,000 | 37.0% |
Listing Count | 6 | 44.0% |
| Listings as % of Homes | N/A | 44.0% |
Days on Market | 19 | -59.0% |
Demographics — Bolton, MS
As of the latest ACS Survey released in 2023, Bolton, MS has a population of 3,570, which has remained stable by -0.1% over the past 5 years. Bolton, MS is a moderately popular place for families, as children make up 20.0% of the population. The area has a poorly educated workforce, with 18.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 0.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,570 | -0.1% |
% Under 18 | 20.0% | 4.7% |
% Seniors | 20.7% | -8.8% |
% WFH | 0.5% | -28.6% |
% w/ College Degree | 18.4% | -13.2% |
As of the latest ACS Survey released in 2023, Bolton, MS is a predominantly black area, with 83.7% of the population identifying as black. The black population has grown by 14.5% in the last 5 years. The second most common race or ethnicity in Bolton, MS is white, making up 12.6% of the population. Foreign-born residents account for 0.7% of the population in Bolton, MS, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 12.6% | -49.8% |
% Black | 83.7% | 14.5% |
% Hispanic | 1.2% | 200.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.7% | ∞% |
Mortgage and Risk — Bolton, MS
According to HUD data as of 2023, there were 35 mortgage originations in Bolton, MS, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Bolton, MS. Investor activity is low, as 0.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 35 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 3.0% |
Loan Activity
Rentals and Section 8 — Bolton, MS
Bolton, MS lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 44 |
Total Units Section 8 | 44 |
% Rentals under Section 8 | 12.6% |
% Occupied Section 8 | 82.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $800 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | N/A | N/A | $1,120 |
| 4 Bedroom | N/A | N/A | $1,240 |
Affordability — Bolton, MS
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.6 |
| Median Home Price | $127,000 |
| Median Household Income | $41,600 |