Crystal Springs, MS—39059
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Crystal Springs, MS
As of Oct '25, the median home price in Crystal Springs, MS is $125,000, with a year-over-year change of 0.1%. This indicates that home prices in Crystal Springs, MS are flat. According to Zillow, the 1-year price projection is 0.1%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $125,000 | 0.1% |
| Single Family | $125,000 | 0.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $108,000 | 0.9% |
3 Bed | $159,000 | 5.3% |
4 Bed | $249,000 | 2.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Crystal Springs, MS
As of July '25, Rentcast reports the average rent in Crystal Springs, MS is $1,650, with a year-over-year rent change of -31.2%. Per bedroom, the median rent as of July '25 in Crystal Springs, MS is 3-bedrooms: $1,650. The most common rental property sizes in Crystal Springs, MS are 3-bedroom and 2-bedroom, accounting for 36.5% and 36.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,650 | $1,650 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,650 | $1,650 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Crystal Springs, MS
As of Oct '25, Realtor.com reports that the median days on market for a home in Crystal Springs, MS is 79. This is a decrease of -14.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $242,000 | 15.0% |
Listing Count | 23 | -6.0% |
| Listings as % of Homes | 0.2% | -6.0% |
Days on Market | 79 | -14.0% |
Demographics — Crystal Springs, MS
As of the latest ACS Survey released in 2023, Crystal Springs, MS has a population of 12,100, which has remained stable by 1.0% over the past 5 years. Crystal Springs, MS is a moderately popular place for families, as children make up 23.7% of the population. The area has a poorly educated workforce, with 18.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 12,100 | 1.0% |
% Under 18 | 23.7% | -6.0% |
% Seniors | 19.0% | 3.3% |
% WFH | 2.9% | 61.1% |
% w/ College Degree | 18.8% | 27.9% |
As of the latest ACS Survey released in 2023, Crystal Springs, MS is a predominantly black area, with 55.3% of the population identifying as black. The black population has shrunk by 3.3% in the last 5 years. The second most common race or ethnicity in Crystal Springs, MS is white, making up 39.6% of the population. Foreign-born residents account for 1.8% of the population in Crystal Springs, MS, and this percentage has increased by 38.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 39.6% | -1.0% |
% Black | 55.3% | -3.3% |
% Hispanic | 3.5% | 40.0% |
% Asian | 0.6% | ∞% |
% Foreign Born | 1.8% | 38.5% |
Mortgage and Risk — Crystal Springs, MS
According to HUD data as of 2023, there were 154 mortgage originations in Crystal Springs, MS, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 42.0% above 90% LTV (very high). This implies large mortgage risk in Crystal Springs, MS. Investor activity is low, as 4.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 154 |
% Conventional Loans | 70.0% |
% Government Loans | 30.0% |
% Investor Loans | 4.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Crystal Springs, MS
Crystal Springs, MS lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 73 |
Total Units Section 8 | 73 |
% Rentals under Section 8 | 7.2% |
% Occupied Section 8 | 97.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $800 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | -$530 | $1,650 | $1,120 |
| 4 Bedroom | N/A | N/A | $1,240 |
Affordability — Crystal Springs, MS
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.4 |
| Median Home Price | $125,000 |
| Median Household Income | $49,200 |