Fairchilds Crossroads, MS—39154
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Fairchilds Crossroads, MS
As of Oct '25, the median home price in Fairchilds Crossroads, MS is $246,000, with a year-over-year change of 4.3%. This indicates that home prices in Fairchilds Crossroads, MS are increasing. According to Zillow, the 1-year price projection is -0.5%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $246,000 | 4.3% |
| Single Family | $245,000 | 3.8% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | $253,000 | 5.0% |
4 Bed | $361,000 | 4.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Fairchilds Crossroads, MS
As of July '25, Rentcast reports the average rent in Fairchilds Crossroads, MS is $1,520, with a year-over-year rent change of 26.7%. Per bedroom, the median rent as of July '25 in Fairchilds Crossroads, MS is 1-bedrooms: $595, 2-bedrooms: $950, 3-bedrooms: $1,900, 4-bedrooms: $2,620. The most common rental property sizes in Fairchilds Crossroads, MS are 1-bedroom and 3-bedroom, accounting for 37.8% and 35.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $950 | $1,520 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $595 | $595 |
| 2 Bed Rent | $950 | $950 |
| 3 Bed Rent | $1,900 | $1,900 |
| 4 Bed Rent | $2,620 | $2,620 |
% of Rental Stock
Property Listings — Fairchilds Crossroads, MS
As of Oct '25, Realtor.com reports that the median days on market for a home in Fairchilds Crossroads, MS is 77. This is a decrease of -1.0% from last year, suggesting that homes are sitting on the market about the same amount of time than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $378,000 | -3.0% |
Listing Count | 28 | 5.0% |
| Listings as % of Homes | 0.4% | 5.0% |
Days on Market | 77 | -1.0% |
Demographics — Fairchilds Crossroads, MS
As of the latest ACS Survey released in 2023, Fairchilds Crossroads, MS has a population of 9,040, which has decreased by -12.7% over the past 5 years. Fairchilds Crossroads, MS is a moderately popular place for families, as children make up 17.5% of the population. The area has a moderately educated workforce, with 32.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,040 | -12.7% |
% Under 18 | 17.5% | 10.1% |
% Seniors | 20.1% | 6.3% |
% WFH | 6.2% | 148.0% |
% w/ College Degree | 32.6% | 14.8% |
As of the latest ACS Survey released in 2023, Fairchilds Crossroads, MS is a predominantly white area, with 59.1% of the population identifying as white. The white population has shrunk by 3.0% in the last 5 years. The second most common race or ethnicity in Fairchilds Crossroads, MS is black, making up 38.3% of the population. Foreign-born residents account for 1.3% of the population in Fairchilds Crossroads, MS, and this percentage has decreased by 23.5% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 59.1% | -3.0% |
% Black | 38.3% | 1.3% |
% Hispanic | 1.6% | 300.0% |
% Asian | 0.3% | ∞% |
% Foreign Born | 1.3% | -23.5% |
Mortgage and Risk — Fairchilds Crossroads, MS
According to HUD data as of 2023, there were 136 mortgage originations in Fairchilds Crossroads, MS, of which 78.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Fairchilds Crossroads, MS. Investor activity is low, as 3.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 136 |
% Conventional Loans | 78.0% |
% Government Loans | 22.0% |
% Investor Loans | 3.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — Fairchilds Crossroads, MS
As of 2024, the percent of homes in Fairchilds Crossroads, MS under the Section 8 program is 5.2%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Fairchilds Crossroads, MS, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 13 |
Total Units Section 8 | 13 |
% Rentals under Section 8 | 5.2% |
% Occupied Section 8 | 83.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $525 | $595 | $1,120 |
| 2 Bedroom | $360 | $950 | $1,310 |
| 3 Bedroom | -$320 | $1,900 | $1,580 |
| 4 Bedroom | -$880 | $2,620 | $1,740 |
Affordability — Fairchilds Crossroads, MS
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $246,000 |
| Median Household Income | $77,100 |