Collinsville, MS—39325
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Collinsville, MS
As of Oct '25, the median home price in Collinsville, MS is $207,000, with a year-over-year change of 4.5%. This indicates that home prices in Collinsville, MS are increasing. According to Zillow, the 1-year price projection is -3.0%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $207,000 | 4.5% |
| Single Family | $207,000 | 4.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $106,000 | -0.9% |
3 Bed | $197,000 | 4.2% |
4 Bed | $308,000 | 6.6% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Collinsville, MS
As of July '25, Rentcast reports the average rent in Collinsville, MS is $1,550, with a year-over-year rent change of -13.9%. Per bedroom, the median rent as of July '25 in Collinsville, MS is 3-bedrooms: $1,700, 4-bedrooms: $1,400. The most common rental property sizes in Collinsville, MS are 3-bedroom and 2-bedroom, accounting for 57.0% and 22.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,400 | $1,550 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,700 | $1,700 |
| 4 Bed Rent | $1,400 | $1,400 |
% of Rental Stock
Property Listings — Collinsville, MS
As of Oct '25, Realtor.com reports that the median days on market for a home in Collinsville, MS is 76. This is a increase of 109.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $280,000 | -5.0% |
Listing Count | 13 | 79.0% |
| Listings as % of Homes | 0.3% | 79.0% |
Days on Market | 76 | 109.0% |
Demographics — Collinsville, MS
As of the latest ACS Survey released in 2023, Collinsville, MS has a population of 6,060, which has decreased by -10.2% over the past 5 years. Collinsville, MS is a moderately popular place for families, as children make up 24.3% of the population. The area has a poorly educated workforce, with 18.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,060 | -10.2% |
% Under 18 | 24.3% | 1.2% |
% Seniors | 16.0% | -24.9% |
% WFH | 1.6% | 45.5% |
% w/ College Degree | 18.8% | -29.9% |
As of the latest ACS Survey released in 2023, Collinsville, MS is a predominantly white area, with 86.0% of the population identifying as white. The white population has grown by 13.6% in the last 5 years. The second most common race or ethnicity in Collinsville, MS is black, making up 12.5% of the population. Foreign-born residents account for 0.7% of the population in Collinsville, MS, and this percentage has increased by 16.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.0% | 13.6% |
% Black | 12.5% | -46.4% |
% Hispanic | 0.0% | N/A |
% Asian | 0.4% | -20.0% |
% Foreign Born | 0.7% | 16.7% |
Mortgage and Risk — Collinsville, MS
According to HUD data as of 2023, there were 108 mortgage originations in Collinsville, MS, of which 64.0% of loans were conventional mortgages. The average loan-to-value was 74.0%, with 44.0% above 90% LTV (very high). This implies large mortgage risk in Collinsville, MS. Investor activity is low, as 1.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 108 |
% Conventional Loans | 64.0% |
% Government Loans | 36.0% |
% Investor Loans | 1.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — Collinsville, MS
Collinsville, MS lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 7 |
Total Units Section 8 | 7 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $830 |
| 2 Bedroom | N/A | N/A | $960 |
| 3 Bedroom | -$430 | $1,700 | $1,270 |
| 4 Bedroom | -$60 | $1,400 | $1,340 |
Affordability — Collinsville, MS
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.3 |
| Median Home Price | $207,000 |
| Median Household Income | $85,100 |