Louin, MS—39422
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Louin, MS
Home Price Trends — Louin, MS
As of Oct '25, the median home price in Louin, MS is $134,000, with a year-over-year change of -8.4%. This indicates that home prices in Louin, MS are decreasing. According to Zillow, the 1-year price projection is -3.4%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $134,000 | -8.4% |
| Single Family | $134,000 | -9.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Louin, MS
Louin, MS lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Louin, MS
As of Oct '25, Realtor.com reports that the median days on market for a home in Louin, MS is 101. This is a increase of 31.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $190,000 | 48.0% |
Listing Count | 10 | -28.0% |
| Listings as % of Homes | 0.2% | -28.0% |
Days on Market | 101 | 31.0% |
Demographics — Louin, MS
As of the latest ACS Survey released in 2023, Louin, MS has a population of 4,530, which has decreased by -5.4% over the past 5 years. Louin, MS is a moderately popular place for families, as children make up 16.1% of the population. The area has a poorly educated workforce, with 14.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 0.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,530 | -5.4% |
% Under 18 | 16.1% | -27.8% |
% Seniors | 27.4% | 45.7% |
% WFH | 0.6% | -53.8% |
% w/ College Degree | 14.4% | 2.1% |
As of the latest ACS Survey released in 2023, Louin, MS is a predominantly black area, with 49.6% of the population identifying as black. The black population has shrunk by 5.9% in the last 5 years. The second most common race or ethnicity in Louin, MS is white, making up 48.0% of the population. Foreign-born residents account for 1.0% of the population in Louin, MS, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 48.0% | 3.7% |
% Black | 49.6% | -5.9% |
% Hispanic | 0.0% | N/A |
% Asian | 0.0% | N/A |
% Foreign Born | 1.0% | ∞% |
Mortgage and Risk — Louin, MS
According to HUD data as of 2023, there were 35 mortgage originations in Louin, MS, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 78.0%, with 29.0% above 90% LTV (very high). This implies large mortgage risk in Louin, MS. Investor activity is low, as 9.0% of loans were by investors. 3.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 35 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 9.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 3.0% |
Loan Activity
Rentals and Section 8 — Louin, MS
Louin, MS lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 58 |
Total Units Section 8 | 25 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 99.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $780 |
| 2 Bedroom | N/A | N/A | $930 |
| 3 Bedroom | N/A | N/A | $1,220 |
| 4 Bedroom | N/A | N/A | $1,240 |
Affordability — Louin, MS
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $134,000 |
| Median Household Income | $52,100 |