Heidelberg, MS—39439
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Heidelberg, MS
As of Oct '25, the median home price in Heidelberg, MS is $114,000, with a year-over-year change of -1.1%. This indicates that home prices in Heidelberg, MS are decreasing. According to Zillow, the 1-year price projection is -3.0%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $114,000 | -1.1% |
| Single Family | $114,000 | -1.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | N/A | N/A |
3 Bed | N/A | N/A |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Heidelberg, MS
Heidelberg, MS lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Heidelberg, MS
As of Oct '25, Realtor.com reports that the median days on market for a home in Heidelberg, MS is 61. This is a decrease of -58.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $180,000 | 2.0% |
Listing Count | 6 | 0.0% |
| Listings as % of Homes | 0.3% | 0.0% |
Days on Market | 61 | -58.0% |
Demographics — Heidelberg, MS
As of the latest ACS Survey released in 2023, Heidelberg, MS has a population of 4,500, which has increased by 5.9% over the past 5 years. Heidelberg, MS is a popular place for families, as children make up 26.6% of the population. The area has a poorly educated workforce, with 13.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 0.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,500 | 5.9% |
% Under 18 | 26.6% | 17.2% |
% Seniors | 15.6% | -23.5% |
% WFH | 0.0% | -100.0% |
% w/ College Degree | 13.2% | -23.7% |
As of the latest ACS Survey released in 2023, Heidelberg, MS is a predominantly black area, with 68.5% of the population identifying as black. The black population has grown by 6.9% in the last 5 years. The second most common race or ethnicity in Heidelberg, MS is white, making up 24.9% of the population. Foreign-born residents account for 1.1% of the population in Heidelberg, MS, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 24.9% | -18.1% |
% Black | 68.5% | 6.9% |
% Hispanic | 0.0% | -100.0% |
% Asian | 0.6% | ∞% |
% Foreign Born | 1.1% | ∞% |
Mortgage and Risk — Heidelberg, MS
According to HUD data as of 2023, there were 95 mortgage originations in Heidelberg, MS, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 144.0%, with 42.0% above 90% LTV (very high). This implies large mortgage risk in Heidelberg, MS. Investor activity is low, as 6.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 95 |
% Conventional Loans | 93.0% |
% Government Loans | 7.0% |
% Investor Loans | 6.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — Heidelberg, MS
Heidelberg, MS lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 14 |
Total Units Section 8 | 14 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 100.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $810 |
| 2 Bedroom | N/A | N/A | $980 |
| 3 Bedroom | N/A | N/A | $1,280 |
| 4 Bedroom | N/A | N/A | $1,310 |
Affordability — Heidelberg, MS
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $114,000 |
| Median Household Income | $34,600 |