Gulfport, MS39501

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$108,000
7.9% YoY Growth
Median Household Income
$33,500
24.2% 5-Year Growth
Days on Market
86
6.0% Longer than last year
Home Price Forecast
-0.1%
Median Rent
$1,250
13.0% YoY Growth
1-Bed Rent
$875
14.5% YoY Growth
2-Bed Rent
$1,000
21.9% YoY Growth
3-Bed Rent
$1,350
7.1% YoY Growth

Other Zip Codes in Gulfport, MS

Property Listings — Gulfport, MS

As of Oct '25, Realtor.com reports that the median days on market for a home in Gulfport, MS is 86. This is a increase of 6.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$173,000-6.0%
Listing Count
107-8.0%
Listings as % of Homes0.7%-8.0%
Days on Market
866.0%
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Demographics — Gulfport, MS

As of the latest ACS Survey released in 2023, Gulfport, MS has a population of 23,200, which has remained stable by -0.1% over the past 5 years. Gulfport, MS is a moderately popular place for families, as children make up 24.6% of the population. The area has a poorly educated workforce, with 13.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.7% reporting working from home.

MetricLatest CensusYoY % Change
Population
23,200-0.1%
% Under 18
24.6%2.5%
% Seniors
14.9%13.7%
% WFH
4.7%370.0%
% w/ College Degree
13.1%-0.8%
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As of the latest ACS Survey released in 2023, Gulfport, MS is a predominantly black area, with 59.6% of the population identifying as black. The black population has grown by 10.6% in the last 5 years. The second most common race or ethnicity in Gulfport, MS is white, making up 28.5% of the population. Foreign-born residents account for 2.2% of the population in Gulfport, MS, and this percentage has decreased by 52.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
28.5%-20.4%
% Black
59.6%10.6%
% Hispanic
5.5%-5.2%
% Asian
0.6%-68.4%
% Foreign Born
2.2%-52.2%
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Mortgage and Risk — Gulfport, MS

According to HUD data as of 2023, there were 191 mortgage originations in Gulfport, MS, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 71.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Gulfport, MS. Investor activity is low, as 5.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
191
% Conventional Loans
65.0%
% Government Loans
35.0%
% Investor Loans
5.0%
% Second Loans
10.0%
% Cash Out Refinance
14.0%

Loan Activity

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Rentals and Section 8 — Gulfport, MS

As of 2024, the percent of homes in Gulfport, MS under the Section 8 program is 24.2%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 2-bedroom and 3-bedroom units appear to be good home sizes to consider for Section 8 housing in Gulfport, MS, because HUD payments exceed market rent, while 1-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
1,340
Total Units Section 8
1,257
% Rentals under Section 8
24.2%
% Occupied Section 8
84.6%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom-$35$875$840
2 Bedroom$40$1,000$1,040
3 Bedroom$30$1,350$1,380
4 Bedroom-$180$1,650$1,470

Affordability — Gulfport, MS

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.7
Median Home Price$108,000
Median Household Income$33,500

Gulfport, MS — ZIP Code Boundary Map

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Frequently Asked Questions