Rineyville, KY—40162
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Rineyville, KY
As of Oct '25, the median home price in Rineyville, KY is $292,000, with a year-over-year change of 2.1%. This indicates that home prices in Rineyville, KY are increasing. According to Zillow, the 1-year price projection is 1.3%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $292,000 | 2.1% |
| Single Family | $293,000 | 1.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $157,000 | 8.3% |
3 Bed | $313,000 | 3.6% |
4 Bed | $370,000 | 2.5% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Rineyville, KY
As of July '25, Rentcast reports the average rent in Rineyville, KY is $1,790, with a year-over-year rent change of 5.3%. Per bedroom, the median rent as of July '25 in Rineyville, KY is 2-bedrooms: $1,000, 3-bedrooms: $2,580. The most common rental property sizes in Rineyville, KY are 3-bedroom and 2-bedroom, accounting for 67.6% and 17.1% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,000 | $1,790 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $995 | $1,000 |
| 3 Bed Rent | $2,350 | $2,580 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Rineyville, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Rineyville, KY is 61. This is a increase of 53.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $412,000 | 14.0% |
Listing Count | 21 | 3.0% |
| Listings as % of Homes | 0.6% | 3.0% |
Days on Market | 61 | 53.0% |
Demographics — Rineyville, KY
As of the latest ACS Survey released in 2023, Rineyville, KY has a population of 5,820, which has decreased by -11.4% over the past 5 years. Rineyville, KY is a popular place for families, as children make up 26.7% of the population. The area has a moderately educated workforce, with 25.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 16.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,820 | -11.4% |
% Under 18 | 26.7% | 21.4% |
% Seniors | 14.5% | 16.0% |
% WFH | 16.9% | 382.9% |
% w/ College Degree | 25.6% | 8.0% |
As of the latest ACS Survey released in 2023, Rineyville, KY is a predominantly white area, with 82.0% of the population identifying as white. The white population has shrunk by 15.9% in the last 5 years. The second most common race or ethnicity in Rineyville, KY is black, making up 4.6% of the population. Foreign-born residents account for 2.6% of the population in Rineyville, KY, and this percentage has increased by 73.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 82.0% | -15.9% |
% Black | 4.6% | 1,433.3% |
% Hispanic | 2.4% | 166.7% |
% Asian | 0.5% | 0.0% |
% Foreign Born | 2.6% | 73.3% |
Mortgage and Risk — Rineyville, KY
According to HUD data as of 2023, there were 110 mortgage originations in Rineyville, KY, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 32.0% above 90% LTV (very high). This implies large mortgage risk in Rineyville, KY. Investor activity is low, as 4.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 110 |
% Conventional Loans | 65.0% |
% Government Loans | 35.0% |
% Investor Loans | 4.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Rineyville, KY
Rineyville, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | 2.4% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $720 |
| 2 Bedroom | -$85 | $995 | $910 |
| 3 Bedroom | -$1,100 | $2,350 | $1,250 |
| 4 Bedroom | N/A | N/A | $1,540 |
Affordability — Rineyville, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $292,000 |
| Median Household Income | $81,500 |