Springhurst, Louisville, KY40213

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$202,000
5.8% YoY Growth
Median Household Income
$60,700
43.1% 5-Year Growth
Days on Market
39
24.0% Longer than last year
Home Price Forecast
0.4%
Median Rent
$1,400
3.0% YoY Growth
1-Bed Rent
$585
25.8% YoY Growth
2-Bed Rent
$1,100
20.3% YoY Growth
3-Bed Rent
$1,400
5.2% YoY Growth

Property Listings — Springhurst, Louisville, KY

As of Oct '25, Realtor.com reports that the median days on market for a home in Springhurst, Louisville, KY is 39. This is a increase of 24.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 46.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$245,000-1.0%
Listing Count
5641.0%
Listings as % of Homes0.4%41.0%
Days on Market
3924.0%
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Demographics — Springhurst, Louisville, KY

As of the latest ACS Survey released in 2023, Springhurst, Louisville, KY has a population of 15,800, which has decreased by -2.6% over the past 5 years. Springhurst, Louisville, KY is a moderately popular place for families, as children make up 21.0% of the population. The area has a moderately educated workforce, with 25.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.5% reporting working from home.

MetricLatest CensusYoY % Change
Population
15,800-2.6%
% Under 18
21.0%5.5%
% Seniors
14.9%-5.7%
% WFH
8.5%157.6%
% w/ College Degree
25.3%13.5%
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As of the latest ACS Survey released in 2023, Springhurst, Louisville, KY is a predominantly white area, with 60.1% of the population identifying as white. The white population has shrunk by 13.8% in the last 5 years. The second most common race or ethnicity in Springhurst, Louisville, KY is black, making up 20.4% of the population. Foreign-born residents account for 12.2% of the population in Springhurst, Louisville, KY, and this percentage has increased by 62.7% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
60.1%-13.8%
% Black
20.4%1.5%
% Hispanic
18.7%122.6%
% Asian
0.3%-66.7%
% Foreign Born
12.2%62.7%
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Mortgage and Risk — Springhurst, Louisville, KY

According to HUD data as of 2023, there were 233 mortgage originations in Springhurst, Louisville, KY, of which 79.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 37.0% above 90% LTV (very high). This implies large mortgage risk in Springhurst, Louisville, KY. Investor activity is low, as 3.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
233
% Conventional Loans
79.0%
% Government Loans
21.0%
% Investor Loans
3.0%
% Second Loans
1.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Springhurst, Louisville, KY

As of 2024, the percent of homes in Springhurst, Louisville, KY under the Section 8 program is 7.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Springhurst, Louisville, KY, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
224
Total Units Section 8
184
% Rentals under Section 8
7.8%
% Occupied Section 8
89.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$405$585$990
2 Bedroom$100$1,100$1,200
3 Bedroom$150$1,400$1,550
4 Bedroom$370$1,420$1,790

Affordability — Springhurst, Louisville, KY

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.9
Median Home Price$202,000
Median Household Income$60,700

Springhurst, Louisville, KY — ZIP Code Boundary Map

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Frequently Asked Questions