Highview, Louisville, KY40218

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$210,000
7.0% YoY Growth
Median Household Income
$56,200
26.0% 5-Year Growth
Days on Market
35
12.0% Longer than last year
Home Price Forecast
0.9%
Median Rent
$1,400
0.7% YoY Growth
1-Bed Rent
$875
1.6% YoY Growth
2-Bed Rent
$925
9.7% YoY Growth
3-Bed Rent
$1,610
7.0% YoY Growth

Property Listings — Highview, Louisville, KY

As of Oct '25, Realtor.com reports that the median days on market for a home in Highview, Louisville, KY is 35. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 36.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$244,00014.0%
Listing Count
8420.0%
Listings as % of Homes0.4%20.0%
Days on Market
3512.0%
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Demographics — Highview, Louisville, KY

As of the latest ACS Survey released in 2023, Highview, Louisville, KY has a population of 33,300, which has decreased by -3.3% over the past 5 years. Highview, Louisville, KY is a popular place for families, as children make up 25.3% of the population. The area has a moderately educated workforce, with 28.6% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.6% reporting working from home.

MetricLatest CensusYoY % Change
Population
33,300-3.3%
% Under 18
25.3%2.4%
% Seniors
13.0%10.2%
% WFH
9.6%123.3%
% w/ College Degree
28.6%20.7%
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As of the latest ACS Survey released in 2023, Highview, Louisville, KY is a predominantly white area, with 42.1% of the population identifying as white. The white population has shrunk by 2.3% in the last 5 years. The second most common race or ethnicity in Highview, Louisville, KY is black, making up 32.8% of the population. Foreign-born residents account for 19.9% of the population in Highview, Louisville, KY, and this percentage has decreased by 1.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
42.1%-2.3%
% Black
32.8%-15.0%
% Hispanic
16.8%66.3%
% Asian
4.1%-29.3%
% Foreign Born
19.9%-1.0%
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Mortgage and Risk — Highview, Louisville, KY

According to HUD data as of 2023, there were 559 mortgage originations in Highview, Louisville, KY, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Highview, Louisville, KY. Investor activity is low, as 5.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
559
% Conventional Loans
80.0%
% Government Loans
20.0%
% Investor Loans
5.0%
% Second Loans
1.0%
% Cash Out Refinance
15.0%

Loan Activity

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Rentals and Section 8 — Highview, Louisville, KY

As of 2024, the percent of homes in Highview, Louisville, KY under the Section 8 program is 9.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Highview, Louisville, KY, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
708
Total Units Section 8
560
% Rentals under Section 8
9.3%
% Occupied Section 8
91.7%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$215$875$1,090
2 Bedroom$395$925$1,320
3 Bedroom$90$1,610$1,700
4 Bedroom$190$1,780$1,970

Affordability — Highview, Louisville, KY

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.2
Median Home Price$210,000
Median Household Income$56,200

Highview, Louisville, KY — ZIP Code Boundary Map

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Frequently Asked Questions