Sharpsburg, KY—40374
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Sharpsburg, KY
As of Oct '25, the median home price in Sharpsburg, KY is $175,000, with a year-over-year change of 5.9%. This indicates that home prices in Sharpsburg, KY are increasing. According to Zillow, the 1-year price projection is 0.7%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $175,000 | 5.9% |
| Single Family | $174,000 | 6.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $127,000 | 6.7% |
3 Bed | $186,000 | 6.9% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Sharpsburg, KY
Sharpsburg, KY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,400 | $1,400 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | $1,400 | $1,400 |
% of Rental Stock
Property Listings — Sharpsburg, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Sharpsburg, KY is 49. This is a decrease of -26.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $200,000 | -2.0% |
Listing Count | 8 | -19.0% |
| Listings as % of Homes | 0.2% | -19.0% |
Days on Market | 49 | -26.0% |
Demographics — Sharpsburg, KY
As of the latest ACS Survey released in 2023, Sharpsburg, KY has a population of 2,670, which has increased by 49.2% over the past 5 years. Sharpsburg, KY is a popular place for families, as children make up 34.5% of the population. The area has a poorly educated workforce, with 13.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,670 | 49.2% |
% Under 18 | 34.5% | 47.4% |
% Seniors | 16.8% | 20.0% |
% WFH | 10.9% | 626.7% |
% w/ College Degree | 13.6% | 1.5% |
As of the latest ACS Survey released in 2023, Sharpsburg, KY is a predominantly white area, with 91.9% of the population identifying as white. The white population has grown by 4.8% in the last 5 years. The second most common race or ethnicity in Sharpsburg, KY is hispanic, making up 4.8% of the population. Foreign-born residents account for 0.7% of the population in Sharpsburg, KY, and this percentage has decreased by 22.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 91.9% | 4.8% |
% Black | 1.5% | -70.0% |
% Hispanic | 4.8% | 29.7% |
% Asian | 0.2% | ∞% |
% Foreign Born | 0.7% | -22.2% |
Mortgage and Risk — Sharpsburg, KY
According to HUD data as of 2023, there were 24 mortgage originations in Sharpsburg, KY, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 50.0% above 90% LTV (very high). This implies large mortgage risk in Sharpsburg, KY. Investor activity is low, as 4.0% of loans were by investors. 0.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 24 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 4.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 0.0% |
Loan Activity
Rentals and Section 8 — Sharpsburg, KY
Sharpsburg, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 46 |
Total Units Section 8 | 46 |
% Rentals under Section 8 | 21.2% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $890 |
| 2 Bedroom | N/A | N/A | $1,060 |
| 3 Bedroom | N/A | N/A | $1,440 |
| 4 Bedroom | $230 | $1,400 | $1,630 |
Affordability — Sharpsburg, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.9 |
| Median Home Price | $175,000 |
| Median Household Income | $40,500 |