Waynesburg, KY—40489
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Waynesburg, KY
As of Oct '25, the median home price in Waynesburg, KY is $189,000, with a year-over-year change of 5.2%. This indicates that home prices in Waynesburg, KY are increasing. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $189,000 | 5.2% |
| Single Family | $189,000 | 5.6% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $148,000 | -1.3% |
3 Bed | $194,000 | 3.2% |
4 Bed | $228,000 | 2.2% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Waynesburg, KY
Waynesburg, KY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $450 | $450 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $450 | $450 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Waynesburg, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Waynesburg, KY is 105. This is a increase of 7.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $285,000 | -6.0% |
Listing Count | 4 | -68.0% |
| Listings as % of Homes | 0.5% | -68.0% |
Days on Market | 105 | 7.0% |
Demographics — Waynesburg, KY
As of the latest ACS Survey released in 2023, Waynesburg, KY has a population of 4,240, which has decreased by -3.7% over the past 5 years. Waynesburg, KY is a popular place for families, as children make up 27.6% of the population. The area has a poorly educated workforce, with 13.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.8% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 4,240 | -3.7% |
% Under 18 | 27.6% | 2.6% |
% Seniors | 21.2% | 47.2% |
% WFH | 6.8% | 17.2% |
% w/ College Degree | 13.1% | 35.1% |
Waynesburg, KY lacks sufficient race and ethnicity data for analysis.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 98.1% | 0.4% |
% Black | 0.0% | -100.0% |
% Hispanic | 0.0% | N/A |
% Asian | 0.0% | N/A |
% Foreign Born | 0.0% | N/A |
Mortgage and Risk — Waynesburg, KY
According to HUD data as of 2023, there were 52 mortgage originations in Waynesburg, KY, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Waynesburg, KY. Investor activity is low, as 0.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 52 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Waynesburg, KY
Waynesburg, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 3 |
Total Units Section 8 | 3 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $360 | $450 | $810 |
| 2 Bedroom | N/A | N/A | $920 |
| 3 Bedroom | N/A | N/A | $1,110 |
| 4 Bedroom | N/A | N/A | $1,300 |
Affordability — Waynesburg, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $189,000 |
| Median Household Income | $49,200 |