East Bernstadt, KY—40729
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in East Bernstadt, KY
Home Price Trends — East Bernstadt, KY
As of Oct '25, the median home price in East Bernstadt, KY is $153,000, with a year-over-year change of 7.3%. This indicates that home prices in East Bernstadt, KY are increasing. According to Zillow, the 1-year price projection is 0.4%, suggesting a relatively flat housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $153,000 | 7.3% |
| Single Family | $153,000 | 6.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $130,000 | 9.2% |
3 Bed | $196,000 | 7.7% |
4 Bed | $266,000 | 7.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — East Bernstadt, KY
East Bernstadt, KY lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — East Bernstadt, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in East Bernstadt, KY is 78. This is a increase of 6.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 39.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $274,000 | 2.0% |
Listing Count | 36 | 43.0% |
| Listings as % of Homes | 0.5% | 43.0% |
Days on Market | 78 | 6.0% |
Demographics — East Bernstadt, KY
As of the latest ACS Survey released in 2023, East Bernstadt, KY has a population of 6,090, which has increased by 24.8% over the past 5 years. East Bernstadt, KY is a moderately popular place for families, as children make up 21.8% of the population. The area has a poorly educated workforce, with 10.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 10.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,090 | 24.8% |
% Under 18 | 21.8% | 10.7% |
% Seniors | 13.5% | -18.2% |
% WFH | 10.0% | 203.0% |
% w/ College Degree | 10.9% | 31.3% |
As of the latest ACS Survey released in 2023, East Bernstadt, KY is a predominantly white area, with 94.3% of the population identifying as white. The white population has shrunk by 3.5% in the last 5 years. The second most common race or ethnicity in East Bernstadt, KY is hispanic, making up 2.7% of the population. Foreign-born residents account for 0.3% of the population in East Bernstadt, KY, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.3% | -3.5% |
% Black | 0.4% | -69.2% |
% Hispanic | 2.7% | 2,600.0% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.3% | ∞% |
Mortgage and Risk — East Bernstadt, KY
According to HUD data as of 2023, there were 99 mortgage originations in East Bernstadt, KY, of which 80.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 38.0% above 90% LTV (very high). This implies large mortgage risk in East Bernstadt, KY. Investor activity is low, as 4.0% of loans were by investors. 4.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 99 |
% Conventional Loans | 80.0% |
% Government Loans | 20.0% |
% Investor Loans | 4.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 4.0% |
Loan Activity
Rentals and Section 8 — East Bernstadt, KY
East Bernstadt, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 7 |
Total Units Section 8 | 7 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $700 |
| 2 Bedroom | N/A | N/A | $920 |
| 3 Bedroom | N/A | N/A | $1,160 |
| 4 Bedroom | N/A | N/A | $1,250 |
Affordability — East Bernstadt, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $153,000 |
| Median Household Income | $46,000 |