Maysville, KY—41056
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Maysville, KY
As of Oct '25, the median home price in Maysville, KY is $162,000, with a year-over-year change of 7.1%. This indicates that home prices in Maysville, KY are increasing. According to Zillow, the 1-year price projection is 2.6%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $162,000 | 7.1% |
| Single Family | $161,000 | 5.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $81,000 | -1.2% |
3 Bed | $176,000 | 6.0% |
4 Bed | $264,000 | 7.3% |
| 5 Bed | $334,000 | 5.7% |
% of Housing Stock
Rental Trends — Maysville, KY
As of July '25, Rentcast reports the average rent in Maysville, KY is $585, with a year-over-year rent change of -20.7%. Per bedroom, the median rent as of July '25 in Maysville, KY is 1-bedrooms: $585. The most common rental property sizes in Maysville, KY are 2-bedroom and 1-bedroom, accounting for 33.3% and 32.7% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $585 | $585 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $585 | $585 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Maysville, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Maysville, KY is 48. This is a increase of 34.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $182,000 | -20.0% |
Listing Count | 16 | -2.0% |
| Listings as % of Homes | 0.2% | -2.0% |
Days on Market | 48 | 34.0% |
Demographics — Maysville, KY
As of the latest ACS Survey released in 2023, Maysville, KY has a population of 14,000, which has remained stable by 0.2% over the past 5 years. Maysville, KY is a moderately popular place for families, as children make up 22.6% of the population. The area has a poorly educated workforce, with 20.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 14,000 | 0.2% |
% Under 18 | 22.6% | 1.8% |
% Seniors | 19.9% | 11.2% |
% WFH | 6.7% | 76.3% |
% w/ College Degree | 20.9% | 14.2% |
As of the latest ACS Survey released in 2023, Maysville, KY is a predominantly white area, with 85.3% of the population identifying as white. The white population has shrunk by 2.3% in the last 5 years. The second most common race or ethnicity in Maysville, KY is black, making up 7.4% of the population. Foreign-born residents account for 1.9% of the population in Maysville, KY, and this percentage has decreased by 17.4% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 85.3% | -2.3% |
% Black | 7.4% | 23.3% |
% Hispanic | 2.4% | 4.3% |
% Asian | 0.7% | -36.4% |
% Foreign Born | 1.9% | -17.4% |
Mortgage and Risk — Maysville, KY
According to HUD data as of 2023, there were 175 mortgage originations in Maysville, KY, of which 73.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Maysville, KY. Investor activity is low, as 7.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 175 |
% Conventional Loans | 73.0% |
% Government Loans | 27.0% |
% Investor Loans | 7.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Maysville, KY
Maysville, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 441 |
Total Units Section 8 | 181 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 78.6% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $165 | $585 | $750 |
| 2 Bedroom | N/A | N/A | $900 |
| 3 Bedroom | N/A | N/A | $1,110 |
| 4 Bedroom | N/A | N/A | $1,240 |
Affordability — Maysville, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $162,000 |
| Median Household Income | $49,500 |