Ripley, OH—45167
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ripley, OH
As of Oct '25, the median home price in Ripley, OH is $181,000, with a year-over-year change of 1.6%. This indicates that home prices in Ripley, OH are increasing. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $181,000 | 1.6% |
| Single Family | $179,000 | 1.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $151,000 | 2.0% |
3 Bed | $211,000 | 1.4% |
4 Bed | N/A | N/A |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ripley, OH
Ripley, OH lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ripley, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Ripley, OH is 69. This is a increase of 23.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 25.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $189,000 | 11.0% |
Listing Count | 16 | -4.0% |
| Listings as % of Homes | 0.5% | -4.0% |
Days on Market | 69 | 23.0% |
Demographics — Ripley, OH
As of the latest ACS Survey released in 2023, Ripley, OH has a population of 3,380, which has decreased by -8.7% over the past 5 years. Ripley, OH is a moderately popular place for families, as children make up 22.2% of the population. The area has a poorly educated workforce, with 16.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,380 | -8.7% |
% Under 18 | 22.2% | 15.6% |
% Seniors | 25.4% | 23.3% |
% WFH | 3.9% | -18.8% |
% w/ College Degree | 16.4% | -11.8% |
As of the latest ACS Survey released in 2023, Ripley, OH is a predominantly white area, with 89.3% of the population identifying as white. The white population has shrunk by 9.0% in the last 5 years. The second most common race or ethnicity in Ripley, OH is black, making up 2.0% of the population. Foreign-born residents account for 0.5% of the population in Ripley, OH, and this percentage has increased by 150.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.3% | -9.0% |
% Black | 2.0% | 81.8% |
% Hispanic | 1.4% | ∞% |
% Asian | 0.2% | 100.0% |
% Foreign Born | 0.5% | 150.0% |
Mortgage and Risk — Ripley, OH
According to HUD data as of 2023, there were 32 mortgage originations in Ripley, OH, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Ripley, OH. Investor activity is low, as 6.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 32 |
% Conventional Loans | 81.0% |
% Government Loans | 19.0% |
% Investor Loans | 6.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Ripley, OH
Ripley, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 55 |
Total Units Section 8 | 36 |
% Rentals under Section 8 | 9.8% |
% Occupied Section 8 | 95.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $680 |
| 2 Bedroom | N/A | N/A | $880 |
| 3 Bedroom | N/A | N/A | $1,200 |
| 4 Bedroom | N/A | N/A | $1,460 |
Affordability — Ripley, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.5 |
| Median Home Price | $181,000 |
| Median Household Income | $66,900 |