Campbellsville, KY—42718
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Campbellsville, KY
Home Price Trends — Campbellsville, KY
As of Oct '25, the median home price in Campbellsville, KY is $205,000, with a year-over-year change of 8.4%. This indicates that home prices in Campbellsville, KY are increasing. According to Zillow, the 1-year price projection is 2.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $205,000 | 8.4% |
| Single Family | $205,000 | 7.9% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $136,000 | 5.4% |
3 Bed | $210,000 | 6.1% |
4 Bed | $271,000 | 4.6% |
| 5 Bed | $363,000 | 3.4% |
% of Housing Stock
Rental Trends — Campbellsville, KY
As of July '25, Rentcast reports the average rent in Campbellsville, KY is $1,070, with a year-over-year rent change of -1.8%. Per bedroom, the median rent as of July '25 in Campbellsville, KY is 1-bedrooms: $883, 2-bedrooms: $949, 3-bedrooms: $1,160. The most common rental property sizes in Campbellsville, KY are 2-bedroom and 3-bedroom, accounting for 40.9% and 39.8% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,100 | $1,070 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $999 | $883 |
| 2 Bed Rent | $999 | $949 |
| 3 Bed Rent | $1,140 | $1,160 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Campbellsville, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Campbellsville, KY is 66. This is a increase of 30.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 27.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $247,000 | -11.0% |
Listing Count | 143 | 38.0% |
| Listings as % of Homes | 0.5% | 38.0% |
Days on Market | 66 | 30.0% |
Demographics — Campbellsville, KY
As of the latest ACS Survey released in 2023, Campbellsville, KY has a population of 26,500, which has increased by 3.4% over the past 5 years. Campbellsville, KY is a moderately popular place for families, as children make up 23.3% of the population. The area has a poorly educated workforce, with 22.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 26,500 | 3.4% |
% Under 18 | 23.3% | 2.2% |
% Seniors | 18.3% | 2.2% |
% WFH | 11.2% | 250.0% |
% w/ College Degree | 22.5% | 16.6% |
As of the latest ACS Survey released in 2023, Campbellsville, KY is a predominantly white area, with 89.1% of the population identifying as white. The white population has shrunk by 0.7% in the last 5 years. The second most common race or ethnicity in Campbellsville, KY is black, making up 4.6% of the population. Foreign-born residents account for 1.5% of the population in Campbellsville, KY, and this percentage has decreased by 11.8% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 89.1% | -0.7% |
% Black | 4.6% | 17.9% |
% Hispanic | 2.9% | 20.8% |
% Asian | 0.8% | -27.3% |
% Foreign Born | 1.5% | -11.8% |
Mortgage and Risk — Campbellsville, KY
According to HUD data as of 2023, there were 288 mortgage originations in Campbellsville, KY, of which 70.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 30.0% above 90% LTV (very high). This implies large mortgage risk in Campbellsville, KY. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 288 |
% Conventional Loans | 70.0% |
% Government Loans | 30.0% |
% Investor Loans | 1.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 10.0% |
Loan Activity
Rentals and Section 8 — Campbellsville, KY
Campbellsville, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 794 |
Total Units Section 8 | 488 |
% Rentals under Section 8 | 15.6% |
% Occupied Section 8 | 86.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | -$219 | $999 | $780 |
| 2 Bedroom | -$89 | $999 | $910 |
| 3 Bedroom | $110 | $1,140 | $1,250 |
| 4 Bedroom | N/A | N/A | $1,540 |
Affordability — Campbellsville, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $205,000 |
| Median Household Income | $60,800 |