Cecilia, KY—42724
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cecilia, KY
As of Oct '25, the median home price in Cecilia, KY is $234,000, with a year-over-year change of 0.9%. This indicates that home prices in Cecilia, KY are flat. According to Zillow, the 1-year price projection is 1.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $234,000 | 0.9% |
| Single Family | $234,000 | 0.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $142,000 | 6.0% |
3 Bed | $261,000 | 4.8% |
4 Bed | $340,000 | 4.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cecilia, KY
As of July '25, Rentcast reports the average rent in Cecilia, KY is $1,310, with a year-over-year rent change of -17.1%. Per bedroom, the median rent as of July '25 in Cecilia, KY is 2-bedrooms: $1,280, 3-bedrooms: $1,350. The most common rental property sizes in Cecilia, KY are 3-bedroom and 2-bedroom, accounting for 42.1% and 37.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,400 | $1,310 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $1,400 | $1,280 |
| 3 Bed Rent | $900 | $1,350 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cecilia, KY
As of Oct '25, Realtor.com reports that the median days on market for a home in Cecilia, KY is 69. This is a decrease of -16.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 46.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $355,000 | 19.0% |
Listing Count | 26 | 14.0% |
| Listings as % of Homes | 0.3% | 14.0% |
Days on Market | 69 | -16.0% |
Demographics — Cecilia, KY
As of the latest ACS Survey released in 2023, Cecilia, KY has a population of 5,530, which has increased by 6.9% over the past 5 years. Cecilia, KY is a moderately popular place for families, as children make up 22.9% of the population. The area has a poorly educated workforce, with 19.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 5,530 | 6.9% |
% Under 18 | 22.9% | -8.8% |
% Seniors | 14.9% | -10.8% |
% WFH | 4.4% | 63.0% |
% w/ College Degree | 19.4% | 34.7% |
As of the latest ACS Survey released in 2023, Cecilia, KY is a predominantly white area, with 85.0% of the population identifying as white. The white population has shrunk by 7.5% in the last 5 years. The second most common race or ethnicity in Cecilia, KY is black, making up 1.4% of the population. Foreign-born residents account for 2.1% of the population in Cecilia, KY, and this percentage has increased by 75.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 85.0% | -7.5% |
% Black | 1.4% | 133.3% |
% Hispanic | 1.1% | -35.3% |
% Asian | 0.5% | 66.7% |
% Foreign Born | 2.1% | 75.0% |
Mortgage and Risk — Cecilia, KY
According to HUD data as of 2023, there were 154 mortgage originations in Cecilia, KY, of which 66.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 33.0% above 90% LTV (very high). This implies large mortgage risk in Cecilia, KY. Investor activity is low, as 8.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 154 |
% Conventional Loans | 66.0% |
% Government Loans | 34.0% |
% Investor Loans | 8.0% |
% Second Loans | 1.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — Cecilia, KY
Cecilia, KY lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $750 |
| 2 Bedroom | -$470 | $1,400 | $930 |
| 3 Bedroom | $400 | $900 | $1,300 |
| 4 Bedroom | N/A | N/A | $1,560 |
Affordability — Cecilia, KY
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3 |
| Median Home Price | $234,000 |
| Median Household Income | $75,100 |