Leitchfield, KY42754

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$175,000
10.5% YoY Growth
Median Household Income
$49,200
41.2% 5-Year Growth
Days on Market
71
4.0% Shorter than last year
Home Price Forecast
N/A
Median Rent
$1,400
33.6% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,050
53.3% YoY Growth
3-Bed Rent
$1,400
N/A

Property Listings — Leitchfield, KY

As of Oct '25, Realtor.com reports that the median days on market for a home in Leitchfield, KY is 71. This is a decrease of -4.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$260,000-11.0%
Listing Count
10118.0%
Listings as % of Homes0.8%18.0%
Days on Market
71-4.0%
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Demographics — Leitchfield, KY

As of the latest ACS Survey released in 2023, Leitchfield, KY has a population of 15,800, which has decreased by -3.0% over the past 5 years. Leitchfield, KY is a moderately popular place for families, as children make up 21.7% of the population. The area has a poorly educated workforce, with 15.3% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.1% reporting working from home.

MetricLatest CensusYoY % Change
Population
15,800-3.0%
% Under 18
21.7%-15.6%
% Seniors
18.6%16.2%
% WFH
6.1%84.8%
% w/ College Degree
15.3%45.7%
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As of the latest ACS Survey released in 2023, Leitchfield, KY is a predominantly white area, with 94.7% of the population identifying as white. The white population has shrunk by 0.8% in the last 5 years. The second most common race or ethnicity in Leitchfield, KY is black, making up 1.6% of the population. Foreign-born residents account for 0.7% of the population in Leitchfield, KY, and this percentage has decreased by 22.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
94.7%-0.8%
% Black
1.6%-11.1%
% Hispanic
0.9%80.0%
% Asian
0.1%-66.7%
% Foreign Born
0.7%-22.2%
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Mortgage and Risk — Leitchfield, KY

According to HUD data as of 2023, there were 217 mortgage originations in Leitchfield, KY, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 69.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Leitchfield, KY. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
217
% Conventional Loans
67.0%
% Government Loans
33.0%
% Investor Loans
2.0%
% Second Loans
5.0%
% Cash Out Refinance
12.0%

Loan Activity

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Rentals and Section 8 — Leitchfield, KY

Leitchfield, KY lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
208
Total Units Section 8
208
% Rentals under Section 8
14.1%
% Occupied Section 8
77.8%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$850
2 Bedroom-$50$1,050$1,000
3 Bedroom-$180$1,400$1,220
4 Bedroom-$1,520$3,000$1,480

Affordability — Leitchfield, KY

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio3.2
Median Home Price$175,000
Median Household Income$49,200

Leitchfield, KY — ZIP Code Boundary Map

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Frequently Asked Questions