Rock Hill, OH—43977
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Rock Hill, OH
As of Oct '25, the median home price in Rock Hill, OH is $90,000, with a year-over-year change of -3.6%. This indicates that home prices in Rock Hill, OH are decreasing. According to Zillow, the 1-year price projection is -2.0%, suggesting a decrease housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $90,000 | -3.6% |
| Single Family | $90,000 | -4.3% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $76,000 | 0.0% |
3 Bed | $123,000 | 0.8% |
4 Bed | $117,000 | -0.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Rock Hill, OH
Rock Hill, OH lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,500 | $1,500 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,500 | $1,500 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Rock Hill, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Rock Hill, OH is 12. This is a decrease of -75.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $65,000 | 87.0% |
Listing Count | 7 | -28.0% |
| Listings as % of Homes | 0.4% | -28.0% |
Days on Market | 12 | -75.0% |
Demographics — Rock Hill, OH
As of the latest ACS Survey released in 2023, Rock Hill, OH has a population of 2,580, which has increased by 12.5% over the past 5 years. Rock Hill, OH is a moderately popular place for families, as children make up 23.8% of the population. The area has a poorly educated workforce, with 12.5% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,580 | 12.5% |
% Under 18 | 23.8% | -11.9% |
% Seniors | 16.3% | 14.8% |
% WFH | 2.5% | -24.2% |
% w/ College Degree | 12.5% | 42.0% |
As of the latest ACS Survey released in 2023, Rock Hill, OH is a predominantly white area, with 94.5% of the population identifying as white. The white population has shrunk by 2.4% in the last 5 years. The second most common race or ethnicity in Rock Hill, OH is hispanic, making up 1.0% of the population. Foreign-born residents account for 1.3% of the population in Rock Hill, OH, and this percentage has decreased by 7.1% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 94.5% | -2.4% |
% Black | 0.5% | -37.5% |
% Hispanic | 1.0% | 150.0% |
% Asian | 0.4% | -71.4% |
% Foreign Born | 1.3% | -7.1% |
Mortgage and Risk — Rock Hill, OH
According to HUD data as of 2023, there were 47 mortgage originations in Rock Hill, OH, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 21.0% above 90% LTV (very high). This implies large mortgage risk in Rock Hill, OH. Investor activity is low, as 2.0% of loans were by investors. 26.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 47 |
% Conventional Loans | 72.0% |
% Government Loans | 28.0% |
% Investor Loans | 2.0% |
% Second Loans | 2.0% |
% Cash Out Refinance | 26.0% |
Loan Activity
Rentals and Section 8 — Rock Hill, OH
Rock Hill, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 55 |
Total Units Section 8 | 25 |
% Rentals under Section 8 | 10.6% |
% Occupied Section 8 | 79.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $940 |
| 2 Bedroom | N/A | N/A | $1,140 |
| 3 Bedroom | -$30 | $1,500 | $1,470 |
| 4 Bedroom | N/A | N/A | $1,650 |
Affordability — Rock Hill, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 1.5 |
| Median Home Price | $90,000 |
| Median Household Income | $59,500 |