Euclid, OH44123

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$137,000
3.3% YoY Growth
Median Household Income
$55,000
35.5% 5-Year Growth
Days on Market
29
10.0% Shorter than last year
Home Price Forecast
2.1%
Median Rent
$1,320
19.4% YoY Growth
1-Bed Rent
$875
6.9% YoY Growth
2-Bed Rent
$1,000
5.0% YoY Growth
3-Bed Rent
$1,400
1.5% YoY Growth

Other Zip Codes in Euclid, OH

Property Listings — Euclid, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in Euclid, OH is 29. This is a decrease of -10.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 26.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$165,00011.0%
Listing Count
61-5.0%
Listings as % of Homes0.8%-5.0%
Days on Market
29-10.0%
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Demographics — Euclid, OH

As of the latest ACS Survey released in 2023, Euclid, OH has a population of 18,400, which has increased by 11.4% over the past 5 years. Euclid, OH is a moderately popular place for families, as children make up 22.7% of the population. The area has a poorly educated workforce, with 23.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 6.8% reporting working from home.

MetricLatest CensusYoY % Change
Population
18,40011.4%
% Under 18
22.7%4.6%
% Seniors
14.1%6.0%
% WFH
6.8%172.0%
% w/ College Degree
23.1%8.5%
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As of the latest ACS Survey released in 2023, Euclid, OH is a predominantly black area, with 64.7% of the population identifying as black. The black population has grown by 19.2% in the last 5 years. The second most common race or ethnicity in Euclid, OH is white, making up 28.2% of the population. Foreign-born residents account for 2.1% of the population in Euclid, OH, and this percentage has decreased by 27.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
28.2%-31.9%
% Black
64.7%19.2%
% Hispanic
1.0%-41.2%
% Asian
0.6%20.0%
% Foreign Born
2.1%-27.6%
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Mortgage and Risk — Euclid, OH

According to HUD data as of 2023, there were 257 mortgage originations in Euclid, OH, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 75.0%, with 47.0% above 90% LTV (very high). This implies large mortgage risk in Euclid, OH. Investor activity is low, as 7.0% of loans were by investors. 11.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
257
% Conventional Loans
65.0%
% Government Loans
35.0%
% Investor Loans
7.0%
% Second Loans
0.0%
% Cash Out Refinance
11.0%

Loan Activity

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Rentals and Section 8 — Euclid, OH

As of 2024, the percent of homes in Euclid, OH under the Section 8 program is 8.8%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Euclid, OH, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD
373
Total Units Section 8
373
% Rentals under Section 8
8.8%
% Occupied Section 8
83.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$125$875$1,000
2 Bedroom$210$1,000$1,210
3 Bedroom$160$1,400$1,560
4 Bedroom$120$1,550$1,670

Affordability — Euclid, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.2
Median Home Price$137,000
Median Household Income$55,000

Euclid, OH — ZIP Code Boundary Map

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Frequently Asked Questions