Girard, OH 44420 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Girard, OH—44420

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$141,000

6.7% YoY Growth

Household Income

$52,500

26.0% YoY Growth

Days on Market

62.0% Longer YoY

Home Price Forecast

3.9%

Median Rent

$1,400

5.7% YoY Growth

1-Bed Rent

$825

23.4% YoY Growth

2-Bed Rent

$1,050

0.9% YoY Growth

3-Bed Rent

$1,400

7.2% YoY Growth

Home Price Trends — Girard, OH

As of Dec '25, the median home price in Girard, OH is $141,000, with a year-over-year change of 6.7%. This indicates that home prices in Girard, OH are increasing. According to Zillow, the 1-year price projection is 3.9%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$141,000	6.7%
Single Family	$140,000	7.7%
Condos	$190,000	22.6%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Girard, OH

As of July '25, Rentcast reports the average rent in Girard, OH is $1,290, with a year-over-year rent change of 5.7%. Per bedroom, the median rent as of July '25 in Girard, OH is 1-bedrooms: $833, 2-bedrooms: $1,130, 3-bedrooms: $1,490. The most common rental property sizes in Girard, OH are 2-bedroom and 3-bedroom, accounting for 35.6% and 35.2% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,400	$1,290
Studio Rent	N/A	N/A
1 Bed Rent	$825	$833
2 Bed Rent	$1,050	$1,130
3 Bed Rent	$1,400	$1,490
4 Bed Rent	N/A	N/A

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% of Rental Stock

Studio

1.1%

1 Bedroom

20.5%

2 Bedrooms

35.6%

3 Bedrooms

35.2%

4 Bedrooms

6.6%

5+ Bedrooms

1.1%

Property Listings — Girard, OH

As of Dec '25, Realtor.com reports that the median days on market for a home in Girard, OH is 63. This is a increase of 30.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$162,000	2.0%
Listing Count	41	41.0%
Listings as % of Homes	0.3%	41.0%
Days on Market	86	62.0%

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Demographics — Girard, OH

As of the latest ACS Survey released in 2023, Girard, OH has a population of 15,100, which has increased by 1.8% over the past 5 years. Girard, OH is a moderately popular place for families, as children make up 22.7% of the population. The area has a poorly educated workforce, with 21.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 5.0% reporting working from home.

Metric	Latest Census	YoY % Change
Population	15,100	1.8%
% Under 18	22.7%	10.2%
% Seniors	17.9%	-4.8%
% WFH	5.0%	284.6%
% w/ College Degree	21.8%	4.3%

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As of the latest ACS Survey released in 2023, Girard, OH is a predominantly white area, with 89.2% of the population identifying as white. The white population has grown by 2.5% in the last 5 years. The second most common race or ethnicity in Girard, OH is hispanic, making up 3.3% of the population. Foreign-born residents account for 0.8% of the population in Girard, OH, and this percentage has decreased by 69.2% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	89.2%	2.5%
% Black	2.9%	-52.5%
% Hispanic	3.3%	-2.9%
% Asian	0.0%	-100.0%
% Foreign Born	0.8%	-69.2%

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Mortgage and Risk — Girard, OH

According to HUD data as of 2023, there were 275 mortgage originations in Girard, OH, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Girard, OH. Investor activity is low, as 3.0% of loans were by investors. 13.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	275
% Conventional Loans	72.0%
% Government Loans	28.0%
% Investor Loans	3.0%
% Second Loans	0.0%
% Cash Out Refinance	13.0%

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Rentals and Section 8 — Girard, OH

Girard, OH lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	197
Total Units Section 8	89
% Rentals under Section 8	4.9%
% Occupied Section 8	90.8%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$125	$825	$700
2 Bedroom	-$170	$1,050	$880
3 Bedroom	-$230	$1,400	$1,170
4 Bedroom	N/A	N/A	$1,240

Girard, OH—44420

Key Metrics at a Glance

Home Price Trends — Girard, OH

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Girard, OH

% of Rental Stock

Property Listings — Girard, OH

Demographics — Girard, OH

Race and Ethnicity

Mortgage and Risk — Girard, OH

Mortgages

Rentals and Section 8 — Girard, OH

Section 8 Market Size

Section 8 Opportunity

Affordability — Girard, OH

Home Price to Income Ratio

Girard, OH — ZIP Code Boundary Map

Nearby ZIP Codes

Youngstown, OH

Youngstown, OH

Mc Donald, OH

Youngstown, OH

Niles, OH

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2.2
Median Home Price	$141,000
Median Household Income	$52,500

Girard, OH—44420

Key Metrics at a Glance

Home Price Trends — Girard, OH

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Girard, OH

% of Rental Stock

Property Listings — Girard, OH

Demographics — Girard, OH

Race and Ethnicity

Mortgage and Risk — Girard, OH

Mortgages

Rentals and Section 8 — Girard, OH

Section 8 Market Size

Section 8 Opportunity

Affordability — Girard, OH

Home Price to Income Ratio

Girard, OH — ZIP Code Boundary Map

Nearby ZIP Codes

Youngstown, OH

Youngstown, OH

Mc Donald, OH

Youngstown, OH

Niles, OH

Frequently Asked Questions

What is the average home price in Girard, OH 44420?

How have home prices in Girard, OH 44420 changed over the past year?

What is the home price projection for Girard, OH 44420?

What are the demographics of Girard, OH 44420?

How long does it take homes to sell in Girard, OH 44420?

What is the average rent price in Girard, OH 44420?