Georgetown, OH—45121
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Georgetown, OH
As of Oct '25, the median home price in Georgetown, OH is $233,000, with a year-over-year change of 3.2%. This indicates that home prices in Georgetown, OH are increasing. According to Zillow, the 1-year price projection is 2.0%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $233,000 | 3.2% |
| Single Family | $233,000 | 4.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $159,000 | 4.6% |
3 Bed | $242,000 | 4.3% |
4 Bed | $341,000 | 4.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Georgetown, OH
As of July '25, Rentcast reports the average rent in Georgetown, OH is $587, with a year-over-year rent change of -46.6%. Per bedroom, the median rent as of July '25 in Georgetown, OH is 1-bedrooms: $587. The most common rental property sizes in Georgetown, OH are 3-bedroom and 1-bedroom, accounting for 38.7% and 28.0% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $550 | $587 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $550 | $587 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Georgetown, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Georgetown, OH is 39. This is a decrease of -46.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $169,000 | -8.0% |
Listing Count | 37 | -9.0% |
| Listings as % of Homes | 0.5% | -9.0% |
Days on Market | 39 | -46.0% |
Demographics — Georgetown, OH
As of the latest ACS Survey released in 2023, Georgetown, OH has a population of 8,930, which has decreased by -3.4% over the past 5 years. Georgetown, OH is a moderately popular place for families, as children make up 18.4% of the population. The area has a poorly educated workforce, with 19.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 8,930 | -3.4% |
% Under 18 | 18.4% | -23.7% |
% Seniors | 24.6% | 37.4% |
% WFH | 7.9% | 338.9% |
% w/ College Degree | 19.1% | 14.4% |
As of the latest ACS Survey released in 2023, Georgetown, OH is a predominantly white area, with 95.8% of the population identifying as white. The white population has shrunk by 0.3% in the last 5 years. The second most common race or ethnicity in Georgetown, OH is black, making up 1.5% of the population. Foreign-born residents account for 0.7% of the population in Georgetown, OH, and this percentage has decreased by 30.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.8% | -0.3% |
% Black | 1.5% | -31.8% |
% Hispanic | 0.9% | 80.0% |
% Asian | 0.4% | -50.0% |
% Foreign Born | 0.7% | -30.0% |
Mortgage and Risk — Georgetown, OH
According to HUD data as of 2023, there were 88 mortgage originations in Georgetown, OH, of which 65.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 41.0% above 90% LTV (very high). This implies large mortgage risk in Georgetown, OH. Investor activity is low, as 2.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 88 |
% Conventional Loans | 65.0% |
% Government Loans | 35.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Georgetown, OH
Georgetown, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 150 |
Total Units Section 8 | 135 |
% Rentals under Section 8 | 13.6% |
% Occupied Section 8 | 87.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $280 | $550 | $830 |
| 2 Bedroom | N/A | N/A | $1,080 |
| 3 Bedroom | N/A | N/A | $1,430 |
| 4 Bedroom | N/A | N/A | $1,590 |
Affordability — Georgetown, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.5 |
| Median Home Price | $233,000 |
| Median Household Income | $57,300 |