Hamersville, OH—45130
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Hamersville, OH
As of Oct '25, the median home price in Hamersville, OH is $238,000, with a year-over-year change of 1.7%. This indicates that home prices in Hamersville, OH are increasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $238,000 | 1.7% |
| Single Family | $238,000 | 2.1% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $170,000 | -2.3% |
3 Bed | $247,000 | 1.6% |
4 Bed | $302,000 | 3.8% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Hamersville, OH
Hamersville, OH lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Hamersville, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Hamersville, OH is 42. This is a decrease of -20.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $312,000 | -31.0% |
Listing Count | 12 | 90.0% |
| Listings as % of Homes | 0.6% | 90.0% |
Days on Market | 42 | -20.0% |
Demographics — Hamersville, OH
As of the latest ACS Survey released in 2023, Hamersville, OH has a population of 3,810, which has decreased by -5.5% over the past 5 years. Hamersville, OH is a popular place for families, as children make up 26.3% of the population. The area has a poorly educated workforce, with 12.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 21.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 3,810 | -5.5% |
% Under 18 | 26.3% | 38.4% |
% Seniors | 17.2% | 22.0% |
% WFH | 21.9% | 154.7% |
% w/ College Degree | 12.2% | 121.8% |
As of the latest ACS Survey released in 2023, Hamersville, OH is a predominantly white area, with 96.0% of the population identifying as white. The white population has shrunk by 2.4% in the last 5 years. The second most common race or ethnicity in Hamersville, OH is hispanic, making up 2.8% of the population. Foreign-born residents account for 1.9% of the population in Hamersville, OH, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 96.0% | -2.4% |
% Black | 0.1% | ∞% |
% Hispanic | 2.8% | ∞% |
% Asian | 0.0% | N/A |
% Foreign Born | 1.9% | ∞% |
Mortgage and Risk — Hamersville, OH
According to HUD data as of 2023, there were 88 mortgage originations in Hamersville, OH, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 70.0%, with 39.0% above 90% LTV (very high). This implies large mortgage risk in Hamersville, OH. Investor activity is low, as 1.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 88 |
% Conventional Loans | 72.0% |
% Government Loans | 28.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 20.0% |
Loan Activity
Rentals and Section 8 — Hamersville, OH
Hamersville, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 5 |
Total Units Section 8 | 5 |
% Rentals under Section 8 | 2.3% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $830 |
| 2 Bedroom | N/A | N/A | $1,080 |
| 3 Bedroom | N/A | N/A | $1,430 |
| 4 Bedroom | N/A | N/A | $1,710 |
Affordability — Hamersville, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.2 |
| Median Home Price | $238,000 |
| Median Household Income | $92,900 |