Georgetown, OH—45121

As of Aug '25, the median home price in Georgetown, OH is $234,000, with a year-over-year change of 2.6%. This indicates that home prices in Georgetown, OH are increasing. According to Zillow, the 1-year price projection is 2.3%, suggesting an increase housing market in the next year.

As of Aug '25 and according to Realtor.com, the median days on market for a home in Georgetown, OH is 29. This is an decrease of -58.0% from last year. This indicates that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 42.0%. This is a large percentage of inventory, suggesting a lot of supply pressure on home prices.

According to the latest data from the U.S. Department of Housing and Urban Development (HUD) as of 2023, the number of mortgages originated in Georgetown, OH in that year was 88. 65.0% of all primary home loans were conventional, the remainder were government-backed loans, such as FHA loans. The average loan-to-value for all loans was 67.0%. Of those, 41.0% were >90% loan to value. This is considered very high, suggesting that mortgage risk is large in Georgetown, OH. Investor activity in Georgetown, OH is low, as 2.0% of all loans are originated by investors. In 2023, 14.0% of all loans were cash-out refinances, suggesting many homeowners are actively tapping their home's equity.