Mount Orab, OH—45154
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Mount Orab, OH
As of Oct '25, the median home price in Mount Orab, OH is $262,000, with a year-over-year change of 3.7%. This indicates that home prices in Mount Orab, OH are increasing. According to Zillow, the 1-year price projection is 1.8%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $262,000 | 3.7% |
| Single Family | $261,000 | 4.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $187,000 | 2.2% |
3 Bed | $263,000 | 3.5% |
4 Bed | $320,000 | 2.9% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Mount Orab, OH
Mount Orab, OH lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Mount Orab, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Mount Orab, OH is 19. This is a decrease of -30.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $297,000 | -7.0% |
Listing Count | 38 | -8.0% |
| Listings as % of Homes | 0.5% | -8.0% |
Days on Market | 19 | -30.0% |
Demographics — Mount Orab, OH
As of the latest ACS Survey released in 2023, Mount Orab, OH has a population of 9,090, which has increased by 1.1% over the past 5 years. Mount Orab, OH is a popular place for families, as children make up 28.0% of the population. The area has a poorly educated workforce, with 14.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.2% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,090 | 1.1% |
% Under 18 | 28.0% | 1.8% |
% Seniors | 12.4% | -12.1% |
% WFH | 4.2% | -56.7% |
% w/ College Degree | 14.1% | 15.6% |
As of the latest ACS Survey released in 2023, Mount Orab, OH is a predominantly white area, with 97.8% of the population identifying as white. The white population has grown by 2.7% in the last 5 years. The second most common race or ethnicity in Mount Orab, OH is asian, making up 0.5% of the population. Foreign-born residents account for 0.4% of the population in Mount Orab, OH, and this percentage has decreased by 55.6% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 97.8% | 2.7% |
% Black | 0.4% | -33.3% |
% Hispanic | 0.3% | -66.7% |
% Asian | 0.5% | 25.0% |
% Foreign Born | 0.4% | -55.6% |
Mortgage and Risk — Mount Orab, OH
According to HUD data as of 2023, there were 271 mortgage originations in Mount Orab, OH, of which 67.0% of loans were conventional mortgages. The average loan-to-value was 68.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in Mount Orab, OH. Investor activity is low, as 1.0% of loans were by investors. 20.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 271 |
% Conventional Loans | 67.0% |
% Government Loans | 33.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 20.0% |
Loan Activity
Rentals and Section 8 — Mount Orab, OH
Mount Orab, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 152 |
Total Units Section 8 | 152 |
% Rentals under Section 8 | 17.3% |
% Occupied Section 8 | 89.7% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $720 |
| 2 Bedroom | N/A | N/A | $920 |
| 3 Bedroom | N/A | N/A | $1,230 |
| 4 Bedroom | N/A | N/A | $1,500 |
Affordability — Mount Orab, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.9 |
| Median Home Price | $262,000 |
| Median Household Income | $77,300 |