Saint Bernard, OH 45217 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Saint Bernard, OH—45217

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$199,000

0.6% YoY Growth

Household Income

$68,000

50.6% YoY Growth

Days on Market

57.0% Longer YoY

Home Price Forecast

2.1%

Median Rent

$1,200

0.8% YoY Growth

1-Bed Rent

$825

6.0% YoY Growth

2-Bed Rent

$1,350

22.0% YoY Growth

3-Bed Rent

$1,500

12.8% YoY Growth

Home Price Trends — Saint Bernard, OH

As of Dec '25, the median home price in Saint Bernard, OH is $199,000, with a year-over-year change of 0.6%. This indicates that home prices in Saint Bernard, OH are flat. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$199,000	0.6%
Single Family	$208,000	0.5%
Condos	$81,000	1.2%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Saint Bernard, OH

As of July '25, Rentcast reports the average rent in Saint Bernard, OH is $1,290, with a year-over-year rent change of 0.8%. Per bedroom, the median rent as of July '25 in Saint Bernard, OH is studios: $650, 1-bedrooms: $918, 2-bedrooms: $1,440, 3-bedrooms: $1,560, 4-bedrooms: $2,020. The most common rental property sizes in Saint Bernard, OH are 1-bedroom and 2-bedroom, accounting for 41.9% and 33.8% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,200	$1,290
Studio Rent	$650	$650
1 Bed Rent	$825	$918
2 Bed Rent	$1,350	$1,440
3 Bed Rent	$1,500	$1,560
4 Bed Rent	$1,950	$2,020

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% of Rental Stock

Studio

8.9%

1 Bedroom

41.9%

2 Bedrooms

33.8%

3 Bedrooms

12.3%

4 Bedrooms

3.1%

Property Listings — Saint Bernard, OH

As of Dec '25, Realtor.com reports that the median days on market for a home in Saint Bernard, OH is 38. This is a increase of 58.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 16.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$226,000	-2.0%
Listing Count	25	-7.0%
Listings as % of Homes	0.2%	-7.0%
Days on Market	64	57.0%

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Demographics — Saint Bernard, OH

As of the latest ACS Survey released in 2023, Saint Bernard, OH has a population of 5,440, which has decreased by -24.8% over the past 5 years. Saint Bernard, OH is a moderately popular place for families, as children make up 18.4% of the population. The area has a moderately educated workforce, with 33.7% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 4.5% reporting working from home.

Metric	Latest Census	YoY % Change
Population	5,440	-24.8%
% Under 18	18.4%	-31.9%
% Seniors	15.4%	15.8%
% WFH	4.5%	-13.5%
% w/ College Degree	33.7%	52.5%

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As of the latest ACS Survey released in 2023, Saint Bernard, OH is a predominantly white area, with 64.2% of the population identifying as white. The white population has grown by 20.7% in the last 5 years. The second most common race or ethnicity in Saint Bernard, OH is black, making up 29.0% of the population. Foreign-born residents account for 3.2% of the population in Saint Bernard, OH, and this percentage has decreased by 3.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	64.2%	20.7%
% Black	29.0%	-29.4%
% Hispanic	3.9%	11.4%
% Asian	1.1%	∞%
% Foreign Born	3.2%	-3.0%

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Mortgage and Risk — Saint Bernard, OH

According to HUD data as of 2023, there were 86 mortgage originations in Saint Bernard, OH, of which 77.0% of loans were conventional mortgages. The average loan-to-value was 73.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Saint Bernard, OH. Investor activity is low, as 6.0% of loans were by investors. 19.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	86
% Conventional Loans	77.0%
% Government Loans	23.0%
% Investor Loans	6.0%
% Second Loans	0.0%
% Cash Out Refinance	19.0%

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Rentals and Section 8 — Saint Bernard, OH

As of 2024, the percent of homes in Saint Bernard, OH under the Section 8 program is 15.3%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Saint Bernard, OH, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD	236
Total Units Section 8	147
% Rentals under Section 8	15.3%
% Occupied Section 8	87.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$45	$825	$870
2 Bedroom	-$220	$1,350	$1,130
3 Bedroom	$0	$1,500	$1,500
4 Bedroom	-$290	$1,950	$1,660

Saint Bernard, OH—45217

Key Metrics at a Glance

Home Price Trends — Saint Bernard, OH

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Saint Bernard, OH

% of Rental Stock

Property Listings — Saint Bernard, OH

Demographics — Saint Bernard, OH

Race and Ethnicity

Mortgage and Risk — Saint Bernard, OH

Mortgages

Rentals and Section 8 — Saint Bernard, OH

Section 8 Market Size

Section 8 Opportunity

Affordability — Saint Bernard, OH

Home Price to Income Ratio

Saint Bernard, OH — ZIP Code Boundary Map

Nearby ZIP Codes

Avondale, Cincinnati, OH

Spring Grove Village, Cincinnati, OH

University Heights, Cincinnati, OH

Evanston, Cincinnati, OH

Elmwood Place, Cincinnati, OH

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2.5
Median Home Price	$199,000
Median Household Income	$68,000

Saint Bernard, OH—45217

Key Metrics at a Glance

Home Price Trends — Saint Bernard, OH

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Saint Bernard, OH

% of Rental Stock

Property Listings — Saint Bernard, OH

Demographics — Saint Bernard, OH

Race and Ethnicity

Mortgage and Risk — Saint Bernard, OH

Mortgages

Rentals and Section 8 — Saint Bernard, OH

Section 8 Market Size

Section 8 Opportunity

Affordability — Saint Bernard, OH

Home Price to Income Ratio

Saint Bernard, OH — ZIP Code Boundary Map

Nearby ZIP Codes

Avondale, Cincinnati, OH

Spring Grove Village, Cincinnati, OH

University Heights, Cincinnati, OH

Evanston, Cincinnati, OH

Elmwood Place, Cincinnati, OH

Frequently Asked Questions

What is the average home price in Saint Bernard, OH 45217?

How have home prices in Saint Bernard, OH 45217 changed over the past year?

What is the home price projection for Saint Bernard, OH 45217?

What are the demographics of Saint Bernard, OH 45217?

How long does it take homes to sell in Saint Bernard, OH 45217?

What is the average rent price in Saint Bernard, OH 45217?