University Heights, Cincinnati, OH—45220
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in University Heights, Cincinnati, OH
Home Price Trends — University Heights, Cincinnati, OH
As of Oct '25, the median home price in University Heights, Cincinnati, OH is $328,000, with a year-over-year change of 3.3%. This indicates that home prices in University Heights, Cincinnati, OH are increasing. According to Zillow, the 1-year price projection is 1.5%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $328,000 | 3.3% |
| Single Family | $370,000 | 4.5% |
| Condos | $148,000 | 5.7% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $166,000 | 3.8% |
3 Bed | $320,000 | 4.2% |
4 Bed | $508,000 | 5.8% |
| 5 Bed | $631,000 | 6.2% |
% of Housing Stock
Rental Trends — University Heights, Cincinnati, OH
As of July '25, Rentcast reports the average rent in University Heights, Cincinnati, OH is $1,400, with a year-over-year rent change of 3.7%. Per bedroom, the median rent as of July '25 in University Heights, Cincinnati, OH is studios: $929, 1-bedrooms: $919, 2-bedrooms: $1,500, 3-bedrooms: $1,790, 4-bedrooms: $2,770. The most common rental property sizes in University Heights, Cincinnati, OH are 1-bedroom and 2-bedroom, accounting for 41.8% and 30.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,300 | $1,400 |
| Studio Rent | $895 | $929 |
| 1 Bed Rent | $895 | $919 |
| 2 Bed Rent | $1,500 | $1,500 |
| 3 Bed Rent | $1,800 | $1,790 |
| 4 Bed Rent | $2,800 | $2,770 |
% of Rental Stock
Property Listings — University Heights, Cincinnati, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in University Heights, Cincinnati, OH is 84. This is a increase of 133.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 17.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $327,000 | 20.0% |
Listing Count | 23 | 33.0% |
| Listings as % of Homes | 0.2% | 33.0% |
Days on Market | 84 | 133.0% |
Demographics — University Heights, Cincinnati, OH
As of the latest ACS Survey released in 2023, University Heights, Cincinnati, OH has a population of 14,600, which has increased by 5.8% over the past 5 years. University Heights, Cincinnati, OH is a less popular place for families, as children make up 11.8% of the population. The area has a highly educated workforce, with 63.1% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 13.7% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 14,600 | 5.8% |
% Under 18 | 11.8% | -2.5% |
% Seniors | 10.8% | -1.8% |
% WFH | 13.7% | 197.8% |
% w/ College Degree | 63.1% | -2.0% |
As of the latest ACS Survey released in 2023, University Heights, Cincinnati, OH is a predominantly white area, with 59.6% of the population identifying as white. The white population has shrunk by 3.6% in the last 5 years. The second most common race or ethnicity in University Heights, Cincinnati, OH is black, making up 20.0% of the population. Foreign-born residents account for 19.4% of the population in University Heights, Cincinnati, OH, and this percentage has increased by 4.3% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 59.6% | -3.6% |
% Black | 20.0% | 20.5% |
% Hispanic | 3.9% | -29.1% |
% Asian | 14.0% | 8.5% |
% Foreign Born | 19.4% | 4.3% |
Mortgage and Risk — University Heights, Cincinnati, OH
According to HUD data as of 2023, there were 90 mortgage originations in University Heights, Cincinnati, OH, of which 92.0% of loans were conventional mortgages. The average loan-to-value was 65.0%, with 19.0% above 90% LTV (elevated). This implies medium mortgage risk in University Heights, Cincinnati, OH. Investor activity is low, as 7.0% of loans were by investors. 6.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 90 |
% Conventional Loans | 92.0% |
% Government Loans | 8.0% |
% Investor Loans | 7.0% |
% Second Loans | 3.0% |
% Cash Out Refinance | 6.0% |
Loan Activity
Rentals and Section 8 — University Heights, Cincinnati, OH
As of 2024, the percent of homes in University Heights, Cincinnati, OH under the Section 8 program is 6.1%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in University Heights, Cincinnati, OH, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 312 |
Total Units Section 8 | 296 |
% Rentals under Section 8 | 6.1% |
% Occupied Section 8 | 95.4% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $125 | $895 | $1,020 |
| 2 Bedroom | -$180 | $1,500 | $1,320 |
| 3 Bedroom | -$50 | $1,800 | $1,750 |
| 4 Bedroom | -$870 | $2,800 | $1,930 |
Affordability — University Heights, Cincinnati, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 5.5 |
| Median Home Price | $328,000 |
| Median Household Income | $51,400 |