North College Hill, Cincinnati, OH—45231
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — North College Hill, Cincinnati, OH
As of Oct '25, the median home price in North College Hill, Cincinnati, OH is $210,000, with a year-over-year change of 0.9%. This indicates that home prices in North College Hill, Cincinnati, OH are flat. According to Zillow, the 1-year price projection is 1.7%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $210,000 | 0.9% |
| Single Family | $211,000 | 1.9% |
| Condos | $201,000 | -4.3% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $149,000 | -0.7% |
2 Bed | $175,000 | 1.7% |
3 Bed | $203,000 | 1.5% |
4 Bed | $261,000 | 2.8% |
| 5 Bed | $328,000 | 3.1% |
% of Housing Stock
Rental Trends — North College Hill, Cincinnati, OH
As of July '25, Rentcast reports the average rent in North College Hill, Cincinnati, OH is $1,570, with a year-over-year rent change of 1.9%. Per bedroom, the median rent as of July '25 in North College Hill, Cincinnati, OH is 1-bedrooms: $974, 2-bedrooms: $1,570, 3-bedrooms: $1,830, 4-bedrooms: $2,020. The most common rental property sizes in North College Hill, Cincinnati, OH are 3-bedroom and 1-bedroom, accounting for 38.7% and 24.4% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,640 | $1,570 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $895 | $974 |
| 2 Bed Rent | $1,450 | $1,570 |
| 3 Bed Rent | $1,840 | $1,830 |
| 4 Bed Rent | $1,900 | $2,020 |
% of Rental Stock
Property Listings — North College Hill, Cincinnati, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in North College Hill, Cincinnati, OH is 31. This is a increase of 2.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $225,000 | -5.0% |
Listing Count | 115 | -2.0% |
| Listings as % of Homes | 0.4% | -2.0% |
Days on Market | 31 | 2.0% |
Demographics — North College Hill, Cincinnati, OH
As of the latest ACS Survey released in 2023, North College Hill, Cincinnati, OH has a population of 40,900, which has increased by 1.9% over the past 5 years. North College Hill, Cincinnati, OH is a moderately popular place for families, as children make up 23.9% of the population. The area has a moderately educated workforce, with 27.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 12.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 40,900 | 1.9% |
% Under 18 | 23.9% | -2.8% |
% Seniors | 19.1% | 13.0% |
% WFH | 12.0% | 287.1% |
% w/ College Degree | 27.2% | 13.8% |
As of the latest ACS Survey released in 2023, North College Hill, Cincinnati, OH is a predominantly white area, with 47.5% of the population identifying as white. The white population has shrunk by 3.7% in the last 5 years. The second most common race or ethnicity in North College Hill, Cincinnati, OH is black, making up 40.5% of the population. Foreign-born residents account for 4.9% of the population in North College Hill, Cincinnati, OH, and this percentage has increased by 44.1% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 47.5% | -3.7% |
% Black | 40.5% | -7.5% |
% Hispanic | 2.9% | 123.1% |
% Asian | 2.1% | 23.5% |
% Foreign Born | 4.9% | 44.1% |
Mortgage and Risk — North College Hill, Cincinnati, OH
According to HUD data as of 2023, there were 839 mortgage originations in North College Hill, Cincinnati, OH, of which 72.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 36.0% above 90% LTV (very high). This implies large mortgage risk in North College Hill, Cincinnati, OH. Investor activity is low, as 5.0% of loans were by investors. 15.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 839 |
% Conventional Loans | 72.0% |
% Government Loans | 28.0% |
% Investor Loans | 5.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 15.0% |
Loan Activity
Rentals and Section 8 — North College Hill, Cincinnati, OH
As of 2024, the percent of homes in North College Hill, Cincinnati, OH under the Section 8 program is 23.9%. This is considered high, suggesting that the neighborhood is heavily composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 4-bedroom units appear to be good home sizes to consider for Section 8 housing in North College Hill, Cincinnati, OH, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 1,246 |
Total Units Section 8 | 1,161 |
% Rentals under Section 8 | 23.9% |
% Occupied Section 8 | 87.9% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $175 | $895 | $1,070 |
| 2 Bedroom | -$60 | $1,450 | $1,390 |
| 3 Bedroom | $0 | $1,840 | $1,840 |
| 4 Bedroom | $140 | $1,900 | $2,040 |
Affordability — North College Hill, Cincinnati, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.7 |
| Median Home Price | $210,000 |
| Median Household Income | $69,100 |