Bellbrook, OH45305

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$378,000
4.0% YoY Growth
Median Household Income
$119,000
29.8% 5-Year Growth
Days on Market
23
45.0% Shorter than last year
Home Price Forecast
N/A
Median Rent
$2,350
14.1% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,200
24.0% YoY Growth
3-Bed Rent
$2,500
16.6% YoY Growth

Property Listings — Bellbrook, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in Bellbrook, OH is 23. This is a decrease of -45.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 40.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$324,000-9.0%
Listing Count
20-44.0%
Listings as % of Homes0.6%-44.0%
Days on Market
23-45.0%
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Demographics — Bellbrook, OH

As of the latest ACS Survey released in 2023, Bellbrook, OH has a population of 11,600, which has increased by 3.9% over the past 5 years. Bellbrook, OH is a moderately popular place for families, as children make up 23.6% of the population. The area has a highly educated workforce, with 52.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 19.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
11,6003.9%
% Under 18
23.6%-5.2%
% Seniors
17.7%10.6%
% WFH
19.9%541.9%
% w/ College Degree
52.2%-6.6%
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As of the latest ACS Survey released in 2023, Bellbrook, OH is a predominantly white area, with 87.0% of the population identifying as white. The white population has shrunk by 4.1% in the last 5 years. The second most common race or ethnicity in Bellbrook, OH is asian, making up 4.8% of the population. Foreign-born residents account for 5.1% of the population in Bellbrook, OH, and this percentage has increased by 21.4% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
87.0%-4.1%
% Black
0.7%-86.3%
% Hispanic
3.4%78.9%
% Asian
4.8%380.0%
% Foreign Born
5.1%21.4%
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Mortgage and Risk — Bellbrook, OH

According to HUD data as of 2023, there were 255 mortgage originations in Bellbrook, OH, of which 83.0% of loans were conventional mortgages. The average loan-to-value was 59.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Bellbrook, OH. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
255
% Conventional Loans
83.0%
% Government Loans
17.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
9.0%

Loan Activity

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Rentals and Section 8 — Bellbrook, OH

Bellbrook, OH lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
63
Total Units Section 8
63
% Rentals under Section 8
7.3%
% Occupied Section 8
92.0%

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$980
2 Bedroom$50$1,200$1,250
3 Bedroom-$890$2,500$1,610
4 Bedroom-$570$2,350$1,780

Affordability — Bellbrook, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.8
Median Home Price$378,000
Median Household Income$119,000

Bellbrook, OH — ZIP Code Boundary Map

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Frequently Asked Questions