Xenia, OH—45370
Real Estate Data & Market Trends
Key Metrics at a Glance
Other Zip Codes in Xenia, OH
Home Price Trends — Xenia, OH
Xenia, OH lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $445,000 | 3.7% |
| Single Family | $446,000 | 4.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $193,000 | 1.6% |
3 Bed | $391,000 | 4.0% |
4 Bed | $652,000 | 5.0% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Xenia, OH
Xenia, OH lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Xenia, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Xenia, OH is 17. This is a decrease of -69.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $468,000 | 17.0% |
Listing Count | 7 | 13.0% |
| Listings as % of Homes | 0.2% | 13.0% |
Days on Market | 17 | -69.0% |
Demographics — Xenia, OH
As of the latest ACS Survey released in 2023, Xenia, OH has a population of 2,730, which has increased by 10.2% over the past 5 years. Xenia, OH is a less popular place for families, as children make up 14.2% of the population. The area has a moderately educated workforce, with 40.6% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 14.0% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,730 | 10.2% |
% Under 18 | 14.2% | -41.3% |
% Seniors | 21.3% | 34.8% |
% WFH | 14.0% | 141.4% |
% w/ College Degree | 40.6% | -0.2% |
As of the latest ACS Survey released in 2023, Xenia, OH is a predominantly white area, with 88.1% of the population identifying as white. The white population has shrunk by 10.4% in the last 5 years. The second most common race or ethnicity in Xenia, OH is asian, making up 3.6% of the population. Foreign-born residents account for 3.7% of the population in Xenia, OH, and this percentage has increased by 8.8% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.1% | -10.4% |
% Black | 0.6% | ∞% |
% Hispanic | 0.0% | -100.0% |
% Asian | 3.6% | ∞% |
% Foreign Born | 3.7% | 8.8% |
Mortgage and Risk — Xenia, OH
According to HUD data as of 2023, there were 55 mortgage originations in Xenia, OH, of which 93.0% of loans were conventional mortgages. The average loan-to-value was 45.0%, with 13.0% above 90% LTV (elevated). This implies medium mortgage risk in Xenia, OH. Investor activity is low, as 0.0% of loans were by investors. 7.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 55 |
% Conventional Loans | 93.0% |
% Government Loans | 7.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 7.0% |
Loan Activity
Rentals and Section 8 — Xenia, OH
Xenia, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.9% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $820 |
| 2 Bedroom | N/A | N/A | $1,040 |
| 3 Bedroom | N/A | N/A | $1,340 |
| 4 Bedroom | N/A | N/A | $1,480 |
Affordability — Xenia, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.7 |
| Median Home Price | $445,000 |
| Median Household Income | $106,000 |