Cedarville, OH—45314
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Cedarville, OH
Cedarville, OH lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $309,000 | 2.9% |
| Single Family | $312,000 | 3.0% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $190,000 | 4.4% |
3 Bed | $294,000 | 3.2% |
4 Bed | $401,000 | 3.4% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Cedarville, OH
Cedarville, OH lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $750 | $750 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | $750 | $750 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Cedarville, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Cedarville, OH is 41. This is a increase of 61.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $409,000 | -5.0% |
Listing Count | 7 | 53.0% |
| Listings as % of Homes | 0.3% | 53.0% |
Days on Market | 41 | 61.0% |
Demographics — Cedarville, OH
As of the latest ACS Survey released in 2023, Cedarville, OH has a population of 6,490, which has increased by 8.0% over the past 5 years. Cedarville, OH is a moderately popular place for families, as children make up 17.7% of the population. The area has a highly educated workforce, with 47.4% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 6,490 | 8.0% |
% Under 18 | 17.7% | 46.3% |
% Seniors | 9.9% | -4.8% |
% WFH | 8.4% | -34.4% |
% w/ College Degree | 47.4% | 3.0% |
As of the latest ACS Survey released in 2023, Cedarville, OH is a predominantly white area, with 83.0% of the population identifying as white. The white population has shrunk by 5.4% in the last 5 years. The second most common race or ethnicity in Cedarville, OH is black, making up 9.2% of the population. Foreign-born residents account for 5.6% of the population in Cedarville, OH, and this percentage has increased by 100.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 83.0% | -5.4% |
% Black | 9.2% | 53.3% |
% Hispanic | 2.2% | -15.4% |
% Asian | 2.5% | 31.6% |
% Foreign Born | 5.6% | 100.0% |
Mortgage and Risk — Cedarville, OH
According to HUD data as of 2023, there were 65 mortgage originations in Cedarville, OH, of which 85.0% of loans were conventional mortgages. The average loan-to-value was 58.0%, with 22.0% above 90% LTV (very high). This implies large mortgage risk in Cedarville, OH. Investor activity is low, as 3.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 65 |
% Conventional Loans | 85.0% |
% Government Loans | 15.0% |
% Investor Loans | 3.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Cedarville, OH
Cedarville, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 38 |
Total Units Section 8 | 18 |
% Rentals under Section 8 | 6.2% |
% Occupied Section 8 | 92.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $750 |
| 2 Bedroom | $210 | $750 | $960 |
| 3 Bedroom | N/A | N/A | $1,240 |
| 4 Bedroom | N/A | N/A | $1,370 |
Affordability — Cedarville, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.1 |
| Median Home Price | $309,000 |
| Median Household Income | $87,400 |