Tipp City, OH—45371
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Tipp City, OH
Tipp City, OH lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $344,000 | 4.6% |
| Single Family | $348,000 | 4.5% |
| Condos | $254,000 | 5.0% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $211,000 | 5.0% |
3 Bed | $313,000 | 4.7% |
4 Bed | $418,000 | 4.8% |
| 5 Bed | $494,000 | 4.2% |
% of Housing Stock
Rental Trends — Tipp City, OH
As of July '25, Rentcast reports the average rent in Tipp City, OH is $1,940, with a year-over-year rent change of -13.0%. Per bedroom, the median rent as of July '25 in Tipp City, OH is 1-bedrooms: $850, 2-bedrooms: $1,140, 3-bedrooms: $2,130, 4-bedrooms: $2,630. The most common rental property sizes in Tipp City, OH are 2-bedroom and 1-bedroom, accounting for 60.1% and 21.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $1,930 | $1,940 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $850 | $850 |
| 2 Bed Rent | $800 | $1,140 |
| 3 Bed Rent | $2,300 | $2,130 |
| 4 Bed Rent | $2,630 | $2,630 |
% of Rental Stock
Property Listings — Tipp City, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Tipp City, OH is 50. This is a increase of 27.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 56.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $366,000 | -6.0% |
Listing Count | 85 | 23.0% |
| Listings as % of Homes | 0.6% | 23.0% |
Days on Market | 50 | 27.0% |
Demographics — Tipp City, OH
As of the latest ACS Survey released in 2023, Tipp City, OH has a population of 22,500, which has increased by 13.4% over the past 5 years. Tipp City, OH is a moderately popular place for families, as children make up 23.2% of the population. The area has a moderately educated workforce, with 33.5% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.1% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 22,500 | 13.4% |
% Under 18 | 23.2% | 0.0% |
% Seniors | 19.3% | 3.2% |
% WFH | 11.1% | 122.0% |
% w/ College Degree | 33.5% | 9.8% |
As of the latest ACS Survey released in 2023, Tipp City, OH is a predominantly white area, with 88.0% of the population identifying as white. The white population has shrunk by 7.5% in the last 5 years. The second most common race or ethnicity in Tipp City, OH is asian, making up 2.7% of the population. Foreign-born residents account for 6.3% of the population in Tipp City, OH, and this percentage has increased by 200.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 88.0% | -7.5% |
% Black | 2.4% | 118.2% |
% Hispanic | 2.3% | 109.1% |
% Asian | 2.7% | 170.0% |
% Foreign Born | 6.3% | 200.0% |
Mortgage and Risk — Tipp City, OH
According to HUD data as of 2023, there were 694 mortgage originations in Tipp City, OH, of which 74.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 31.0% above 90% LTV (very high). This implies large mortgage risk in Tipp City, OH. Investor activity is low, as 1.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 694 |
% Conventional Loans | 74.0% |
% Government Loans | 26.0% |
% Investor Loans | 1.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 9.0% |
Loan Activity
Rentals and Section 8 — Tipp City, OH
As of 2024, the percent of homes in Tipp City, OH under the Section 8 program is 7.3%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom and 2-bedroom units appear to be good home sizes to consider for Section 8 housing in Tipp City, OH, because HUD payments exceed market rent, while 3-bedroom and 4-bedroom units do not.
Section 8 Market Size
Total Units under HUD | 188 |
Total Units Section 8 | 188 |
% Rentals under Section 8 | 7.3% |
% Occupied Section 8 | 91.2% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $60 | $850 | $910 |
| 2 Bedroom | $360 | $800 | $1,160 |
| 3 Bedroom | -$800 | $2,300 | $1,500 |
| 4 Bedroom | -$970 | $2,630 | $1,660 |
Affordability — Tipp City, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.4 |
| Median Home Price | $344,000 |
| Median Household Income | $89,400 |