Clayton, OH 45415 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Clayton, OH—45415

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$222,000

6.0% YoY Growth

Household Income

$78,900

29.6% YoY Growth

Days on Market

48

11.0% Longer YoY

Home Price Forecast

N/A

Median Rent

$850

16.4% YoY Growth

1-Bed Rent

$775

N/A

2-Bed Rent

$850

11.4% YoY Growth

3-Bed Rent

$2,240

148.9% YoY Growth

Home Price Trends — Clayton, OH

Clayton, OH lacks sufficient home price data for analysis.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$222,000	6.0%
Single Family	$225,000	5.6%
Condos	$77,000	-1.3%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed	N/A	N/A

Rental Trends — Clayton, OH

As of July '25, Rentcast reports the average rent in Clayton, OH is $942, with a year-over-year rent change of 16.4%. Per bedroom, the median rent as of July '25 in Clayton, OH is 1-bedrooms: $774, 2-bedrooms: $867, 3-bedrooms: $2,240. The most common rental property sizes in Clayton, OH are 2-bedroom and 1-bedroom, accounting for 44.2% and 30.3% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$850	$942
Studio Rent	N/A	N/A
1 Bed Rent	$775	$774
2 Bed Rent	$850	$867
3 Bed Rent	$2,240	$2,240
4 Bed Rent	N/A	N/A

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% of Rental Stock

Studio

3.3%

1 Bedroom

30.3%

2 Bedrooms

44.2%

3 Bedrooms

15.1%

4 Bedrooms

7.0%

Property Listings — Clayton, OH

As of Dec '25, Realtor.com reports that the median days on market for a home in Clayton, OH is 42. This is a increase of 23.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$242,000	6.0%
Listing Count	39	0.0%
Listings as % of Homes	0.4%	0.0%
Days on Market	48	11.0%

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Demographics — Clayton, OH

As of the latest ACS Survey released in 2023, Clayton, OH has a population of 12,200, which has decreased by -10.0% over the past 5 years. Clayton, OH is a moderately popular place for families, as children make up 20.2% of the population. The area has a moderately educated workforce, with 34.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.4% reporting working from home.

Metric	Latest Census	YoY % Change
Population	12,200	-10.0%
% Under 18	20.2%	-10.6%
% Seniors	22.9%	13.9%
% WFH	9.4%	176.5%
% w/ College Degree	34.0%	11.1%

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As of the latest ACS Survey released in 2023, Clayton, OH is a predominantly white area, with 52.6% of the population identifying as white. The white population has shrunk by 8.0% in the last 5 years. The second most common race or ethnicity in Clayton, OH is black, making up 41.6% of the population. Foreign-born residents account for 4.7% of the population in Clayton, OH, and this percentage has increased by 17.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	52.6%	-8.0%
% Black	41.6%	13.7%
% Hispanic	1.0%	-9.1%
% Asian	1.0%	-9.1%
% Foreign Born	4.7%	17.5%

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Mortgage and Risk — Clayton, OH

According to HUD data as of 2023, there were 313 mortgage originations in Clayton, OH, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Clayton, OH. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	313
% Conventional Loans	69.0%
% Government Loans	31.0%
% Investor Loans	2.0%
% Second Loans	0.0%
% Cash Out Refinance	12.0%

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Rentals and Section 8 — Clayton, OH

Clayton, OH lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	148
Total Units Section 8	114
% Rentals under Section 8	6.7%
% Occupied Section 8	89.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$15	$775	$790
2 Bedroom	$160	$850	$1,010
3 Bedroom	-$940	$2,240	$1,300
4 Bedroom	N/A	N/A	$1,440

Clayton, OH—45415

Key Metrics at a Glance

Home Price Trends — Clayton, OH

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Clayton, OH

% of Rental Stock

Property Listings — Clayton, OH

Demographics — Clayton, OH

Race and Ethnicity

Mortgage and Risk — Clayton, OH

Mortgages

Rentals and Section 8 — Clayton, OH

Section 8 Market Size

Section 8 Opportunity

Affordability — Clayton, OH

Home Price to Income Ratio

Clayton, OH — ZIP Code Boundary Map

Nearby ZIP Codes

Trotwood, OH

Dayton, OH

Dayton, OH

Dayton, OH

Trotwood, OH

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2.3
Median Home Price	$222,000
Median Household Income	$78,900

Clayton, OH—45415

Key Metrics at a Glance

Home Price Trends — Clayton, OH

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Clayton, OH

% of Rental Stock

Property Listings — Clayton, OH

Demographics — Clayton, OH

Race and Ethnicity

Mortgage and Risk — Clayton, OH

Mortgages

Rentals and Section 8 — Clayton, OH

Section 8 Market Size

Section 8 Opportunity

Affordability — Clayton, OH

Home Price to Income Ratio

Clayton, OH — ZIP Code Boundary Map

Nearby ZIP Codes

Trotwood, OH

Dayton, OH

Dayton, OH

Dayton, OH

Trotwood, OH

Frequently Asked Questions

What is the average home price in Clayton, OH 45415?

How have home prices in Clayton, OH 45415 changed over the past year?

What is the home price projection for Clayton, OH 45415?

What are the demographics of Clayton, OH 45415?

How long does it take homes to sell in Clayton, OH 45415?

What is the average rent price in Clayton, OH 45415?