Clayton, OH—45415
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Clayton, OH
Clayton, OH lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $222,000 | 6.0% |
| Single Family | $225,000 | 5.6% |
| Condos | $77,000 | -1.3% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $124,000 | 3.3% |
3 Bed | $208,000 | 5.6% |
4 Bed | $266,000 | 5.1% |
| 5 Bed | $286,329 | 4.2% |
% of Housing Stock
Rental Trends — Clayton, OH
As of July '25, Rentcast reports the average rent in Clayton, OH is $942, with a year-over-year rent change of 16.4%. Per bedroom, the median rent as of July '25 in Clayton, OH is 1-bedrooms: $774, 2-bedrooms: $867, 3-bedrooms: $2,240. The most common rental property sizes in Clayton, OH are 2-bedroom and 1-bedroom, accounting for 44.2% and 30.3% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $850 | $942 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $775 | $774 |
| 2 Bed Rent | $850 | $867 |
| 3 Bed Rent | $2,240 | $2,240 |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Clayton, OH
As of Nov '25, Realtor.com reports that the median days on market for a home in Clayton, OH is 42. This is a increase of 23.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 18.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $240,000 | 8.0% |
Listing Count | 44 | 7.0% |
| Listings as % of Homes | 0.4% | 7.0% |
Days on Market | 42 | 23.0% |
Demographics — Clayton, OH
As of the latest ACS Survey released in 2023, Clayton, OH has a population of 12,200, which has decreased by -10.0% over the past 5 years. Clayton, OH is a moderately popular place for families, as children make up 20.2% of the population. The area has a moderately educated workforce, with 34.0% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 9.4% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 12,200 | -10.0% |
% Under 18 | 20.2% | -10.6% |
% Seniors | 22.9% | 13.9% |
% WFH | 9.4% | 176.5% |
% w/ College Degree | 34.0% | 11.1% |
As of the latest ACS Survey released in 2023, Clayton, OH is a predominantly white area, with 52.6% of the population identifying as white. The white population has shrunk by 8.0% in the last 5 years. The second most common race or ethnicity in Clayton, OH is black, making up 41.6% of the population. Foreign-born residents account for 4.7% of the population in Clayton, OH, and this percentage has increased by 17.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 52.6% | -8.0% |
% Black | 41.6% | 13.7% |
% Hispanic | 1.0% | -9.1% |
% Asian | 1.0% | -9.1% |
% Foreign Born | 4.7% | 17.5% |
Mortgage and Risk — Clayton, OH
According to HUD data as of 2023, there were 313 mortgage originations in Clayton, OH, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 67.0%, with 35.0% above 90% LTV (very high). This implies large mortgage risk in Clayton, OH. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 313 |
% Conventional Loans | 69.0% |
% Government Loans | 31.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 12.0% |
Rentals and Section 8 — Clayton, OH
Clayton, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 148 |
Total Units Section 8 | 114 |
% Rentals under Section 8 | 6.7% |
% Occupied Section 8 | 89.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $15 | $775 | $790 |
| 2 Bedroom | $160 | $850 | $1,010 |
| 3 Bedroom | -$940 | $2,240 | $1,300 |
| 4 Bedroom | N/A | N/A | $1,440 |
Affordability — Clayton, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.3 |
| Median Home Price | $222,000 |
| Median Household Income | $78,900 |