Beavercreek, OH45434

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$372,000
2.2% YoY Growth
Median Household Income
$142,000
33.4% 5-Year Growth
Days on Market
38
21.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$2,400
9.5% YoY Growth
1-Bed Rent
N/A
N/A
2-Bed Rent
$1,500
N/A
3-Bed Rent
$2,400
34.6% YoY Growth

Other Zip Codes in Beavercreek, OH

Property Listings — Beavercreek, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in Beavercreek, OH is 38. This is a increase of 21.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 22.0%, representing a small inventory and little supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$557,00036.0%
Listing Count
549.0%
Listings as % of Homes0.6%9.0%
Days on Market
3821.0%
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Demographics — Beavercreek, OH

As of the latest ACS Survey released in 2023, Beavercreek, OH has a population of 12,500, which has increased by 1.8% over the past 5 years. Beavercreek, OH is a moderately popular place for families, as children make up 22.9% of the population. The area has a highly educated workforce, with 57.9% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 15.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
12,5001.8%
% Under 18
22.9%-9.1%
% Seniors
20.0%10.5%
% WFH
15.9%318.4%
% w/ College Degree
57.9%8.0%
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As of the latest ACS Survey released in 2023, Beavercreek, OH is a predominantly white area, with 86.0% of the population identifying as white. The white population has shrunk by 4.3% in the last 5 years. The second most common race or ethnicity in Beavercreek, OH is hispanic, making up 5.5% of the population. Foreign-born residents account for 4.9% of the population in Beavercreek, OH, and this percentage has decreased by 10.9% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
86.0%-4.3%
% Black
3.5%288.9%
% Hispanic
5.5%129.2%
% Asian
2.8%-34.9%
% Foreign Born
4.9%-10.9%
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Mortgage and Risk — Beavercreek, OH

According to HUD data as of 2023, there were 255 mortgage originations in Beavercreek, OH, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 63.0%, with 28.0% above 90% LTV (very high). This implies large mortgage risk in Beavercreek, OH. Investor activity is low, as 1.0% of loans were by investors. 10.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
255
% Conventional Loans
76.0%
% Government Loans
24.0%
% Investor Loans
1.0%
% Second Loans
0.0%
% Cash Out Refinance
10.0%

Loan Activity

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Rentals and Section 8 — Beavercreek, OH

Beavercreek, OH lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD
9
Total Units Section 8
1
% Rentals under Section 8
0.6%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 BedroomN/AN/A$1,070
2 Bedroom-$130$1,500$1,370
3 Bedroom-$630$2,400$1,770
4 Bedroom-$1,150$3,100$1,950

Affordability — Beavercreek, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.3
Median Home Price$372,000
Median Household Income$142,000

Beavercreek, OH — ZIP Code Boundary Map

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Frequently Asked Questions