Beavercreek, OH45432

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value
$218,000
5.4% YoY Growth
Median Household Income
$83,300
38.2% 5-Year Growth
Days on Market
31
29.0% Longer than last year
Home Price Forecast
N/A
Median Rent
$1,500
12.2% YoY Growth
1-Bed Rent
$625
N/A
2-Bed Rent
$1,250
20.6% YoY Growth
3-Bed Rent
$1,550
7.3% YoY Growth

Other Zip Codes in Beavercreek, OH

Property Listings — Beavercreek, OH

As of Oct '25, Realtor.com reports that the median days on market for a home in Beavercreek, OH is 31. This is a increase of 29.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 50.0%, representing a large inventory and a lot of supply pressure on home prices.

MetricZip Code AverageYear over Year % Change
Median Listing Price
$237,000-3.0%
Listing Count
4432.0%
Listings as % of Homes0.4%32.0%
Days on Market
3129.0%
Loading chart...

Demographics — Beavercreek, OH

As of the latest ACS Survey released in 2023, Beavercreek, OH has a population of 15,000, which has increased by 1.1% over the past 5 years. Beavercreek, OH is a moderately popular place for families, as children make up 23.5% of the population. The area has a moderately educated workforce, with 36.2% of adult residents holding a bachelor’s degree or higher. There are some residents working remotely, with 11.9% reporting working from home.

MetricLatest CensusYoY % Change
Population
15,0001.1%
% Under 18
23.5%14.1%
% Seniors
18.4%4.0%
% WFH
11.9%260.6%
% w/ College Degree
36.2%38.7%
Loading chart...

As of the latest ACS Survey released in 2023, Beavercreek, OH is a predominantly white area, with 83.7% of the population identifying as white. The white population has shrunk by 4.0% in the last 5 years. The second most common race or ethnicity in Beavercreek, OH is asian, making up 3.3% of the population. Foreign-born residents account for 3.9% of the population in Beavercreek, OH, and this percentage has increased by 62.5% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

MetricLatest Census5-Year % Change
% White
83.7%-4.0%
% Black
2.8%-42.9%
% Hispanic
2.7%-15.6%
% Asian
3.3%1,550.0%
% Foreign Born
3.9%62.5%
Loading chart...

Mortgage and Risk — Beavercreek, OH

According to HUD data as of 2023, there were 333 mortgage originations in Beavercreek, OH, of which 76.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 34.0% above 90% LTV (very high). This implies large mortgage risk in Beavercreek, OH. Investor activity is low, as 2.0% of loans were by investors. 9.0% of loans were cash-out refinances, suggesting few homeowners are tapping equity.

Mortgages

MetricZip Code Average
Total Loan Originations
333
% Conventional Loans
76.0%
% Government Loans
24.0%
% Investor Loans
2.0%
% Second Loans
0.0%
% Cash Out Refinance
9.0%

Loan Activity

Loading chart...
Loading chart...

Rentals and Section 8 — Beavercreek, OH

As of 2024, the percent of homes in Beavercreek, OH under the Section 8 program is 0.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. 1-bedroom units appear to be good home sizes to consider for Section 8 housing in Beavercreek, OH, because HUD payments exceed market rent, while 2-bedroom and 3-bedroom and 4-bedroom units do not.

Section 8 Market Size

Total Units under HUD
40
Total Units Section 8
19
% Rentals under Section 8
0.9%
% Occupied Section 8
N/A

Section 8 Opportunity

Home SizeHUD PremiumMarket RentMax HUD Rent
1 Bedroom$165$625$790
2 Bedroom-$240$1,250$1,010
3 Bedroom-$250$1,550$1,300
4 Bedroom-$410$1,850$1,440

Affordability — Beavercreek, OH

Home Price to Income Ratio

MetricZip Code Average
Home Price to Income Ratio2.2
Median Home Price$218,000
Median Household Income$83,300

Beavercreek, OH — ZIP Code Boundary Map

Loading map...

Frequently Asked Questions