Celina, OH—45822
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Celina, OH
As of Oct '25, the median home price in Celina, OH is $236,000, with a year-over-year change of 6.8%. This indicates that home prices in Celina, OH are increasing. According to Zillow, the 1-year price projection is 2.4%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $236,000 | 6.8% |
| Single Family | $237,000 | 6.8% |
| Condos | $216,000 | 3.3% |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $129,000 | 2.4% |
2 Bed | $170,000 | 6.2% |
3 Bed | $262,000 | 7.4% |
4 Bed | $306,000 | 8.1% |
| 5 Bed | $354,000 | 9.9% |
% of Housing Stock
Rental Trends — Celina, OH
As of July '25, Rentcast reports the average rent in Celina, OH is $982, with a year-over-year rent change of -3.7%. Per bedroom, the median rent as of July '25 in Celina, OH is 1-bedrooms: $532, 2-bedrooms: $1,210. The most common rental property sizes in Celina, OH are 2-bedroom and 3-bedroom, accounting for 46.3% and 24.5% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $825 | $982 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $530 | $532 |
| 2 Bed Rent | $850 | $1,210 |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Celina, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Celina, OH is 55. This is a decrease of -10.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 31.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $252,000 | -14.0% |
Listing Count | 39 | -14.0% |
| Listings as % of Homes | 0.2% | -14.0% |
Days on Market | 55 | -10.0% |
Demographics — Celina, OH
As of the latest ACS Survey released in 2023, Celina, OH has a population of 20,200, which has increased by 7.8% over the past 5 years. Celina, OH is a moderately popular place for families, as children make up 21.9% of the population. The area has a poorly educated workforce, with 21.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.5% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 20,200 | 7.8% |
% Under 18 | 21.9% | 0.5% |
% Seniors | 21.8% | 17.2% |
% WFH | 2.5% | 13.6% |
% w/ College Degree | 21.1% | 36.1% |
As of the latest ACS Survey released in 2023, Celina, OH is a predominantly white area, with 92.5% of the population identifying as white. The white population has shrunk by 1.7% in the last 5 years. The second most common race or ethnicity in Celina, OH is hispanic, making up 2.2% of the population. Foreign-born residents account for 1.2% of the population in Celina, OH, and this percentage has decreased by 33.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 92.5% | -1.7% |
% Black | 1.3% | 30.0% |
% Hispanic | 2.2% | 69.2% |
% Asian | 0.7% | -22.2% |
% Foreign Born | 1.2% | -33.3% |
Mortgage and Risk — Celina, OH
According to HUD data as of 2023, there were 217 mortgage originations in Celina, OH, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Celina, OH. Investor activity is low, as 0.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 217 |
% Conventional Loans | 75.0% |
% Government Loans | 25.0% |
% Investor Loans | 0.0% |
% Second Loans | 4.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Celina, OH
Celina, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 113 |
Total Units Section 8 | 113 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 79.2% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $230 | $530 | $760 |
| 2 Bedroom | $90 | $850 | $940 |
| 3 Bedroom | N/A | N/A | $1,240 |
| 4 Bedroom | N/A | N/A | $1,320 |
Affordability — Celina, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.8 |
| Median Home Price | $236,000 |
| Median Household Income | $72,100 |