Celina, OH 45822 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Celina, OH—45822

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$235,000

6.8% YoY Growth

Household Income

$72,100

38.0% YoY Growth

Days on Market

28.0% Shorter YoY

Home Price Forecast

3.2%

Median Rent

$825

3.7% YoY Growth

1-Bed Rent

$530

20.9% YoY Growth

2-Bed Rent

$850

24.4% YoY Growth

3-Bed Rent

N/A

Home Price Trends — Celina, OH

As of Dec '25, the median home price in Celina, OH is $235,000, with a year-over-year change of 6.8%. This indicates that home prices in Celina, OH are increasing. According to Zillow, the 1-year price projection is 3.2%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$235,000	6.8%
Single Family	$236,000	7.3%
Condos	$213,000	2.9%

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Celina, OH

As of July '25, Rentcast reports the average rent in Celina, OH is $982, with a year-over-year rent change of -3.7%. Per bedroom, the median rent as of July '25 in Celina, OH is 1-bedrooms: $532, 2-bedrooms: $1,210. The most common rental property sizes in Celina, OH are 2-bedroom and 3-bedroom, accounting for 46.3% and 24.5% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$825	$982
Studio Rent	N/A	N/A
1 Bed Rent	$530	$532
2 Bed Rent	$850	$1,210
3 Bed Rent	N/A	N/A
4 Bed Rent	N/A	N/A

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% of Rental Stock

Studio

3.2%

1 Bedroom

18.6%

2 Bedrooms

46.3%

3 Bedrooms

24.5%

4 Bedrooms

3.6%

5+ Bedrooms

3.8%

Property Listings — Celina, OH

As of Dec '25, Realtor.com reports that the median days on market for a home in Celina, OH is 48. This is a decrease of -16.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 20.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$241,000	1.0%
Listing Count	38	4.0%
Listings as % of Homes	0.2%	4.0%
Days on Market	47	-28.0%

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Demographics — Celina, OH

As of the latest ACS Survey released in 2023, Celina, OH has a population of 20,200, which has increased by 7.8% over the past 5 years. Celina, OH is a moderately popular place for families, as children make up 21.9% of the population. The area has a poorly educated workforce, with 21.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 2.5% reporting working from home.

Metric	Latest Census	YoY % Change
Population	20,200	7.8%
% Under 18	21.9%	0.5%
% Seniors	21.8%	17.2%
% WFH	2.5%	13.6%
% w/ College Degree	21.1%	36.1%

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As of the latest ACS Survey released in 2023, Celina, OH is a predominantly white area, with 92.5% of the population identifying as white. The white population has shrunk by 1.7% in the last 5 years. The second most common race or ethnicity in Celina, OH is hispanic, making up 2.2% of the population. Foreign-born residents account for 1.2% of the population in Celina, OH, and this percentage has decreased by 33.3% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	92.5%	-1.7%
% Black	1.3%	30.0%
% Hispanic	2.2%	69.2%
% Asian	0.7%	-22.2%
% Foreign Born	1.2%	-33.3%

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Mortgage and Risk — Celina, OH

According to HUD data as of 2023, there were 217 mortgage originations in Celina, OH, of which 75.0% of loans were conventional mortgages. The average loan-to-value was 64.0%, with 27.0% above 90% LTV (very high). This implies large mortgage risk in Celina, OH. Investor activity is low, as 0.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	217
% Conventional Loans	75.0%
% Government Loans	25.0%
% Investor Loans	0.0%
% Second Loans	4.0%
% Cash Out Refinance	16.0%

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Rentals and Section 8 — Celina, OH

Celina, OH lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	113
Total Units Section 8	113
% Rentals under Section 8	N/A
% Occupied Section 8	79.2%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$230	$530	$760
2 Bedroom	$90	$850	$940
3 Bedroom	N/A	N/A	$1,240
4 Bedroom	N/A	N/A	$1,320

Celina, OH—45822

Key Metrics at a Glance

Home Price Trends — Celina, OH

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Celina, OH

% of Rental Stock

Property Listings — Celina, OH

Demographics — Celina, OH

Race and Ethnicity

Mortgage and Risk — Celina, OH

Mortgages

Rentals and Section 8 — Celina, OH

Section 8 Market Size

Section 8 Opportunity

Affordability — Celina, OH

Home Price to Income Ratio

Celina, OH — ZIP Code Boundary Map

Nearby ZIP Codes

Coldwater, OH

Mendon, OH

Rockford, OH

Saint Henry, OH

Chickasaw

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2.7
Median Home Price	$235,000
Median Household Income	$72,100

Celina, OH—45822

Key Metrics at a Glance

Home Price Trends — Celina, OH

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Celina, OH

% of Rental Stock

Property Listings — Celina, OH

Demographics — Celina, OH

Race and Ethnicity

Mortgage and Risk — Celina, OH

Mortgages

Rentals and Section 8 — Celina, OH

Section 8 Market Size

Section 8 Opportunity

Affordability — Celina, OH

Home Price to Income Ratio

Celina, OH — ZIP Code Boundary Map

Nearby ZIP Codes

Coldwater, OH

Mendon, OH

Rockford, OH

Saint Henry, OH

Chickasaw

Frequently Asked Questions

What is the average home price in Celina, OH 45822?

How have home prices in Celina, OH 45822 changed over the past year?

What is the home price projection for Celina, OH 45822?

What are the demographics of Celina, OH 45822?

How long does it take homes to sell in Celina, OH 45822?

What is the average rent price in Celina, OH 45822?