Ohio City, OH—45874
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Ohio City, OH
As of Oct '25, the median home price in Ohio City, OH is $173,000, with a year-over-year change of 5.5%. This indicates that home prices in Ohio City, OH are increasing. According to Zillow, the 1-year price projection is 3.2%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $173,000 | 5.5% |
| Single Family | $173,000 | 4.2% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $132,000 | 3.9% |
3 Bed | $189,000 | 4.4% |
4 Bed | $219,000 | 6.3% |
| 5 Bed | N/A | N/A |
% of Housing Stock
Rental Trends — Ohio City, OH
Ohio City, OH lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Ohio City, OH
As of Oct '25, Realtor.com reports that the median days on market for a home in Ohio City, OH is 23. This is a decrease of -44.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 33.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $281,000 | 33.0% |
Listing Count | 6 | -27.0% |
| Listings as % of Homes | 0.5% | -27.0% |
Days on Market | 23 | -44.0% |
Demographics — Ohio City, OH
As of the latest ACS Survey released in 2023, Ohio City, OH has a population of 2,190, which has decreased by -13.7% over the past 5 years. Ohio City, OH is a popular place for families, as children make up 25.9% of the population. The area has a poorly educated workforce, with 10.9% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 3.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 2,190 | -13.7% |
% Under 18 | 25.9% | -3.7% |
% Seniors | 21.9% | 73.8% |
% WFH | 3.6% | 200.0% |
% w/ College Degree | 10.9% | -16.8% |
As of the latest ACS Survey released in 2023, Ohio City, OH is a predominantly white area, with 86.8% of the population identifying as white. The white population has shrunk by 10.1% in the last 5 years. The second most common race or ethnicity in Ohio City, OH is hispanic, making up 7.6% of the population. Foreign-born residents account for 0.8% of the population in Ohio City, OH, and this percentage has increased by Inf% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 86.8% | -10.1% |
% Black | 0.0% | N/A |
% Hispanic | 7.6% | 171.4% |
% Asian | 0.0% | N/A |
% Foreign Born | 0.8% | ∞% |
Mortgage and Risk — Ohio City, OH
According to HUD data as of 2023, there were 31 mortgage originations in Ohio City, OH, of which 71.0% of loans were conventional mortgages. The average loan-to-value was 77.0%, with 42.0% above 90% LTV (very high). This implies large mortgage risk in Ohio City, OH. Investor activity is low, as 0.0% of loans were by investors. 16.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 31 |
% Conventional Loans | 71.0% |
% Government Loans | 29.0% |
% Investor Loans | 0.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 16.0% |
Loan Activity
Rentals and Section 8 — Ohio City, OH
Ohio City, OH lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | N/A |
Total Units Section 8 | N/A |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $740 |
| 2 Bedroom | N/A | N/A | $970 |
| 3 Bedroom | N/A | N/A | $1,200 |
| 4 Bedroom | N/A | N/A | $1,300 |
Affordability — Ohio City, OH
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 2.2 |
| Median Home Price | $173,000 |
| Median Household Income | $66,500 |