Tipton, IN 46072 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Tipton, IN—46072

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$235,000

8.5% YoY Growth

Household Income

$75,300

36.7% YoY Growth

Days on Market

7.0% Shorter YoY

Home Price Forecast

N/A

Median Rent

$1,100

2.6% YoY Growth

1-Bed Rent

$955

N/A

2-Bed Rent

$1,150

12.5% YoY Growth

3-Bed Rent

$1,100

N/A

Home Price Trends — Tipton, IN

Tipton, IN lacks sufficient home price data for analysis.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$235,000	8.5%
Single Family	$235,000	8.3%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed	N/A	N/A

Rental Trends — Tipton, IN

As of July '25, Rentcast reports the average rent in Tipton, IN is $1,190, with a year-over-year rent change of 2.6%. Per bedroom, the median rent as of July '25 in Tipton, IN is 1-bedrooms: $948, 2-bedrooms: $1,170, 3-bedrooms: $1,100, 4-bedrooms: $1,700. The most common rental property sizes in Tipton, IN are 2-bedroom and 3-bedroom, accounting for 43.2% and 36.5% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$1,100	$1,190
Studio Rent	N/A	N/A
1 Bed Rent	$955	$948
2 Bed Rent	$1,150	$1,170
3 Bed Rent	$1,100	$1,100
4 Bed Rent	$1,700	$1,700

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% of Rental Stock

1 Bedroom

13.2%

2 Bedrooms

43.2%

3 Bedrooms

36.5%

4 Bedrooms

5.1%

5+ Bedrooms

2.0%

Property Listings — Tipton, IN

As of Dec '25, Realtor.com reports that the median days on market for a home in Tipton, IN is 43. This is a decrease of -7.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 35.0%, representing a large inventory and a lot of supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$267,000	6.0%
Listing Count	30	63.0%
Listings as % of Homes	0.4%	63.0%
Days on Market	45	-7.0%

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Demographics — Tipton, IN

As of the latest ACS Survey released in 2023, Tipton, IN has a population of 8,750, which has remained stable by 0.8% over the past 5 years. Tipton, IN is a moderately popular place for families, as children make up 18.7% of the population. The area has a poorly educated workforce, with 23.2% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 7.2% reporting working from home.

Metric	Latest Census	YoY % Change
Population	8,750	0.8%
% Under 18	18.7%	-16.9%
% Seniors	23.5%	14.6%
% WFH	7.2%	350.0%
% w/ College Degree	23.2%	-0.9%

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As of the latest ACS Survey released in 2023, Tipton, IN is a predominantly white area, with 92.6% of the population identifying as white. The white population has shrunk by 2.5% in the last 5 years. The second most common race or ethnicity in Tipton, IN is hispanic, making up 3.9% of the population. Foreign-born residents account for 1.7% of the population in Tipton, IN, and this percentage has remained stable as of the ACS Survey 5 years prior, suggesting immigration has remained steady.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	92.6%	-2.5%
% Black	1.1%	450.0%
% Hispanic	3.9%	95.0%
% Asian	0.0%	-100.0%
% Foreign Born	1.7%	0.0%

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Mortgage and Risk — Tipton, IN

According to HUD data as of 2023, there were 193 mortgage originations in Tipton, IN, of which 81.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 26.0% above 90% LTV (very high). This implies large mortgage risk in Tipton, IN. Investor activity is low, as 1.0% of loans were by investors. 22.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	193
% Conventional Loans	81.0%
% Government Loans	19.0%
% Investor Loans	1.0%
% Second Loans	0.0%
% Cash Out Refinance	22.0%

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Rentals and Section 8 — Tipton, IN

As of 2024, the percent of homes in Tipton, IN under the Section 8 program is 0.9%. This is considered low, suggesting that the neighborhood is sparsely composed of Section 8 homes. Section 8 opportunity is good when HUD pays more than market rent. In Tipton, IN, all tracked home sizes have HUD payment amounts above market rent, suggesting strong Section 8 opportunity across the board.

Section 8 Market Size

Total Units under HUD	6
Total Units Section 8	6
% Rentals under Section 8	0.9%
% Occupied Section 8	N/A

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	$335	$955	$1,290
2 Bedroom	$370	$1,150	$1,520
3 Bedroom	$880	$1,100	$1,980
4 Bedroom	$690	$1,700	$2,390

Tipton, IN—46072

Key Metrics at a Glance

Home Price Trends — Tipton, IN

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Tipton, IN

% of Rental Stock

Property Listings — Tipton, IN

Demographics — Tipton, IN

Race and Ethnicity

Mortgage and Risk — Tipton, IN

Mortgages

Rentals and Section 8 — Tipton, IN

Section 8 Market Size

Section 8 Opportunity

Affordability — Tipton, IN

Home Price to Income Ratio

Tipton, IN — ZIP Code Boundary Map

Nearby ZIP Codes

Goldsmith, IN

Atlanta, IN

Sharpsville, IN

Arcadia, IN

Windfall, IN

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2.5
Median Home Price	$235,000
Median Household Income	$75,300

Tipton, IN—46072

Key Metrics at a Glance

Home Price Trends — Tipton, IN

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Tipton, IN

% of Rental Stock

Property Listings — Tipton, IN

Demographics — Tipton, IN

Race and Ethnicity

Mortgage and Risk — Tipton, IN

Mortgages

Rentals and Section 8 — Tipton, IN

Section 8 Market Size

Section 8 Opportunity

Affordability — Tipton, IN

Home Price to Income Ratio

Tipton, IN — ZIP Code Boundary Map

Nearby ZIP Codes

Goldsmith, IN

Atlanta, IN

Sharpsville, IN

Arcadia, IN

Windfall, IN

Frequently Asked Questions

What is the average home price in Tipton, IN 46072?

How have home prices in Tipton, IN 46072 changed over the past year?

What is the home price projection for Tipton, IN 46072?

What are the demographics of Tipton, IN 46072?

How long does it take homes to sell in Tipton, IN 46072?

What is the average rent price in Tipton, IN 46072?