Bargersville, IN—46106
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Bargersville, IN
As of Oct '25, the median home price in Bargersville, IN is $449,000, with a year-over-year change of 1.6%. This indicates that home prices in Bargersville, IN are increasing. According to Zillow, the 1-year price projection is 2.1%, suggesting an increase housing market in the next year.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $449,000 | 1.6% |
| Single Family | $447,000 | 2.5% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | N/A | N/A |
2 Bed | $251,000 | 3.7% |
3 Bed | $344,000 | 3.3% |
4 Bed | $501,000 | 1.6% |
| 5 Bed | $596,000 | 0.3% |
% of Housing Stock
Rental Trends — Bargersville, IN
As of July '25, Rentcast reports the average rent in Bargersville, IN is $2,170, with a year-over-year rent change of -12.1%. Per bedroom, the median rent as of July '25 in Bargersville, IN is 1-bedrooms: $1,060, 3-bedrooms: $1,670, 4-bedrooms: $2,610. The most common rental property sizes in Bargersville, IN are 3-bedroom and 2-bedroom, accounting for 51.7% and 25.9% of the rental stock.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | $2,200 | $2,170 |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | $900 | $1,060 |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | $1,740 | $1,670 |
| 4 Bed Rent | $2,490 | $2,610 |
% of Rental Stock
Property Listings — Bargersville, IN
As of Oct '25, Realtor.com reports that the median days on market for a home in Bargersville, IN is 84. This is a increase of 56.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 38.0%, representing a large inventory and a lot of supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $527,000 | 11.0% |
Listing Count | 69 | 28.0% |
| Listings as % of Homes | 0.9% | 28.0% |
Days on Market | 84 | 56.0% |
Demographics — Bargersville, IN
As of the latest ACS Survey released in 2023, Bargersville, IN has a population of 9,480, which has increased by 41.0% over the past 5 years. Bargersville, IN is a popular place for families, as children make up 29.4% of the population. The area has a highly educated workforce, with 51.5% of adult residents holding a bachelor’s degree or higher. There are many residents working remotely, with 25.6% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 9,480 | 41.0% |
% Under 18 | 29.4% | 0.7% |
% Seniors | 10.2% | -22.7% |
% WFH | 25.6% | 190.9% |
% w/ College Degree | 51.5% | 44.3% |
As of the latest ACS Survey released in 2023, Bargersville, IN is a predominantly white area, with 90.8% of the population identifying as white. The white population has shrunk by 7.8% in the last 5 years. The second most common race or ethnicity in Bargersville, IN is asian, making up 2.5% of the population. Foreign-born residents account for 4.2% of the population in Bargersville, IN, and this percentage has increased by 110.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 90.8% | -7.8% |
% Black | 1.1% | 120.0% |
% Hispanic | 1.0% | ∞% |
% Asian | 2.5% | 257.1% |
% Foreign Born | 4.2% | 110.0% |
Mortgage and Risk — Bargersville, IN
According to HUD data as of 2023, there were 369 mortgage originations in Bargersville, IN, of which 84.0% of loans were conventional mortgages. The average loan-to-value was 62.0%, with 24.0% above 90% LTV (very high). This implies large mortgage risk in Bargersville, IN. Investor activity is low, as 2.0% of loans were by investors. 12.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 369 |
% Conventional Loans | 84.0% |
% Government Loans | 16.0% |
% Investor Loans | 2.0% |
% Second Loans | 0.0% |
% Cash Out Refinance | 12.0% |
Loan Activity
Rentals and Section 8 — Bargersville, IN
Bargersville, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 1 |
Total Units Section 8 | 1 |
% Rentals under Section 8 | 0.2% |
% Occupied Section 8 | N/A |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | $580 | $900 | $1,480 |
| 2 Bedroom | N/A | N/A | $1,730 |
| 3 Bedroom | $510 | $1,740 | $2,250 |
| 4 Bedroom | $240 | $2,490 | $2,730 |
Affordability — Bargersville, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 4 |
| Median Home Price | $449,000 |
| Median Household Income | $107,000 |