Wolcottville, IN 46795 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Wolcottville, IN—46795

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$353,000

8.7% YoY Growth

Household Income

$77,300

17.5% YoY Growth

Days on Market

9.0% Longer YoY

Home Price Forecast

N/A

Median Rent

N/A

1-Bed Rent

N/A

2-Bed Rent

N/A

3-Bed Rent

N/A

Home Price Trends — Wolcottville, IN

Wolcottville, IN lacks sufficient home price data for analysis.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$353,000	8.7%
Single Family	$354,000	8.3%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed	$269,000	8.0%

Rental Trends — Wolcottville, IN

Wolcottville, IN lacks sufficient rental market data for analysis.

Type	Median Rent	Average Rent
Average Rent	N/A	N/A
Studio Rent	N/A	N/A
1 Bed Rent	N/A	N/A
2 Bed Rent	N/A	N/A
3 Bed Rent	N/A	N/A
4 Bed Rent	N/A	N/A

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% of Rental Stock

1 Bedroom

16.0%

2 Bedrooms

41.9%

3 Bedrooms

33.9%

4 Bedrooms

5.6%

5+ Bedrooms

2.7%

Property Listings — Wolcottville, IN

As of May '26, Realtor.com reports that the median days on market for a home in Wolcottville, IN is 32. This is a increase of 9.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 41.0%, representing a large inventory and a lot of supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$390,000	8.0%
Listing Count	29	8.0%
Listings as % of Homes	0.3%	8.0%
Days on Market	32	9.0%

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Demographics — Wolcottville, IN

As of the latest ACS Survey released in 2023, Wolcottville, IN has a population of 7,010, which has increased by 2.8% over the past 5 years. Wolcottville, IN is a moderately popular place for families, as children make up 23.4% of the population. The area has a poorly educated workforce, with 16.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.9% reporting working from home.

Metric	Latest Census	YoY % Change
Population	7,010	2.8%
% Under 18	23.4%	0.4%
% Seniors	21.2%	36.8%
% WFH	8.9%	117.1%
% w/ College Degree	16.1%	16.7%

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As of the latest ACS Survey released in 2023, Wolcottville, IN is a predominantly white area, with 95.8% of the population identifying as white. The white population has shrunk by 1.7% in the last 5 years. The second most common race or ethnicity in Wolcottville, IN is hispanic, making up 1.8% of the population. Foreign-born residents account for 0.5% of the population in Wolcottville, IN, and this percentage has increased by 150.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	95.8%	-1.7%
% Black	0.0%	-100.0%
% Hispanic	1.8%	80.0%
% Asian	0.0%	-100.0%
% Foreign Born	0.5%	150.0%

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Mortgage and Risk — Wolcottville, IN

According to HUD data as of 2023, there were 139 mortgage originations in Wolcottville, IN, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Wolcottville, IN. Investor activity is low, as 1.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	139
% Conventional Loans	86.0%
% Government Loans	14.0%
% Investor Loans	1.0%
% Second Loans	13.0%
% Cash Out Refinance	14.0%

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Rentals and Section 8 — Wolcottville, IN

Wolcottville, IN lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	16
Total Units Section 8	16
% Rentals under Section 8	N/A
% Occupied Section 8	88.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	N/A	N/A	$770
2 Bedroom	N/A	N/A	$1,010
3 Bedroom	N/A	N/A	$1,260
4 Bedroom	N/A	N/A	$1,410

Wolcottville, IN—46795

Key Metrics at a Glance

Home Price Trends — Wolcottville, IN

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Wolcottville, IN

% of Rental Stock

Property Listings — Wolcottville, IN

Demographics — Wolcottville, IN

Race and Ethnicity

Mortgage and Risk — Wolcottville, IN

Mortgages

Rentals and Section 8 — Wolcottville, IN

Section 8 Market Size

Section 8 Opportunity

Affordability — Wolcottville, IN

Home Price to Income Ratio

Wolcottville, IN — ZIP Code Boundary Map

Nearby ZIP Codes

Rome City, IN

Lagrange, IN

Kendallville, IN

Wawaka, IN

Hudson, IN

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	3.9
Median Home Price	$353,000
Median Household Income	$77,300

Wolcottville, IN—46795

Key Metrics at a Glance

Home Price Trends — Wolcottville, IN

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Wolcottville, IN

% of Rental Stock

Property Listings — Wolcottville, IN

Demographics — Wolcottville, IN

Race and Ethnicity

Mortgage and Risk — Wolcottville, IN

Mortgages

Rentals and Section 8 — Wolcottville, IN

Section 8 Market Size

Section 8 Opportunity

Affordability — Wolcottville, IN

Home Price to Income Ratio

Wolcottville, IN — ZIP Code Boundary Map

Nearby ZIP Codes

Rome City, IN

Lagrange, IN

Kendallville, IN

Wawaka, IN

Hudson, IN

Frequently Asked Questions

What is the average home price in Wolcottville, IN 46795?

How have home prices in Wolcottville, IN 46795 changed over the past year?

What is the home price projection for Wolcottville, IN 46795?

What are the demographics of Wolcottville, IN 46795?

How long does it take homes to sell in Wolcottville, IN 46795?

What is the average rent price in Wolcottville, IN 46795?