Wolcottville, IN—46795
Real Estate Data & Market Trends
Key Metrics at a Glance
Home Price Trends — Wolcottville, IN
Wolcottville, IN lacks sufficient home price data for analysis.
Cost per Home Type
| Home Type | Median Home Value | YoY % Change |
|---|---|---|
All Homes | $334,000 | 4.3% |
| Single Family | $334,000 | 4.7% |
| Condos | N/A | N/A |
Cost per Home Size
| Home Size | Median Home Value | YoY % Change |
|---|---|---|
1 Bed | $253,000 | 3.3% |
2 Bed | $282,000 | 4.4% |
3 Bed | $365,000 | 5.2% |
4 Bed | $445,000 | 5.5% |
| 5 Bed | $573,000 | 3.8% |
% of Housing Stock
Rental Trends — Wolcottville, IN
Wolcottville, IN lacks sufficient rental market data for analysis.
| Type | Median Rent | Average Rent |
|---|---|---|
| Average Rent | N/A | N/A |
| Studio Rent | N/A | N/A |
| 1 Bed Rent | N/A | N/A |
| 2 Bed Rent | N/A | N/A |
| 3 Bed Rent | N/A | N/A |
| 4 Bed Rent | N/A | N/A |
% of Rental Stock
Property Listings — Wolcottville, IN
As of Oct '25, Realtor.com reports that the median days on market for a home in Wolcottville, IN is 50. This is a decrease of -24.0% from last year, suggesting that homes are sitting on the market shorter than last year. The percentage of listed homes with a reduced price is 21.0%, representing a small inventory and little supply pressure on home prices.
| Metric | Zip Code Average | Year over Year % Change |
|---|---|---|
Median Listing Price | $354,000 | 4.0% |
Listing Count | 29 | 29.0% |
| Listings as % of Homes | 0.3% | 29.0% |
Days on Market | 50 | -24.0% |
Demographics — Wolcottville, IN
As of the latest ACS Survey released in 2023, Wolcottville, IN has a population of 7,010, which has increased by 2.8% over the past 5 years. Wolcottville, IN is a moderately popular place for families, as children make up 23.4% of the population. The area has a poorly educated workforce, with 16.1% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 8.9% reporting working from home.
| Metric | Latest Census | YoY % Change |
|---|---|---|
Population | 7,010 | 2.8% |
% Under 18 | 23.4% | 0.4% |
% Seniors | 21.2% | 36.8% |
% WFH | 8.9% | 117.1% |
% w/ College Degree | 16.1% | 16.7% |
As of the latest ACS Survey released in 2023, Wolcottville, IN is a predominantly white area, with 95.8% of the population identifying as white. The white population has shrunk by 1.7% in the last 5 years. The second most common race or ethnicity in Wolcottville, IN is hispanic, making up 1.8% of the population. Foreign-born residents account for 0.5% of the population in Wolcottville, IN, and this percentage has increased by 150.0% as of the ACS Survey 5 years prior, suggesting more immigrants are calling the area home.
Race and Ethnicity
| Metric | Latest Census | 5-Year % Change |
|---|---|---|
% White | 95.8% | -1.7% |
% Black | 0.0% | -100.0% |
% Hispanic | 1.8% | 80.0% |
% Asian | 0.0% | -100.0% |
% Foreign Born | 0.5% | 150.0% |
Mortgage and Risk — Wolcottville, IN
According to HUD data as of 2023, there were 139 mortgage originations in Wolcottville, IN, of which 86.0% of loans were conventional mortgages. The average loan-to-value was 54.0%, with 12.0% above 90% LTV (elevated). This implies medium mortgage risk in Wolcottville, IN. Investor activity is low, as 1.0% of loans were by investors. 14.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.
Mortgages
| Metric | Zip Code Average |
|---|---|
Total Loan Originations | 139 |
% Conventional Loans | 86.0% |
% Government Loans | 14.0% |
% Investor Loans | 1.0% |
% Second Loans | 13.0% |
% Cash Out Refinance | 14.0% |
Loan Activity
Rentals and Section 8 — Wolcottville, IN
Wolcottville, IN lacks sufficient Section 8 program data for analysis.
Section 8 Market Size
Total Units under HUD | 16 |
Total Units Section 8 | 16 |
% Rentals under Section 8 | N/A |
% Occupied Section 8 | 88.0% |
Section 8 Opportunity
| Home Size | HUD Premium | Market Rent | Max HUD Rent |
|---|---|---|---|
| 1 Bedroom | N/A | N/A | $770 |
| 2 Bedroom | N/A | N/A | $1,010 |
| 3 Bedroom | N/A | N/A | $1,260 |
| 4 Bedroom | N/A | N/A | $1,410 |
Affordability — Wolcottville, IN
Home Price to Income Ratio
| Metric | Zip Code Average |
|---|---|
| Home Price to Income Ratio | 3.8 |
| Median Home Price | $334,000 |
| Median Household Income | $77,300 |