Flora, IN 46929 - Home Prices, Rental Trends, Listings & Demographics | Prop:Metrics

Flora, IN—46929

Real Estate Data & Market Trends

Key Metrics at a Glance

Median Home Value

$197,000

5.1% YoY Growth

Household Income

$61,700

22.9% YoY Growth

Days on Market

55.0% Longer YoY

Home Price Forecast

3.1%

Median Rent

$925

0.0% YoY Growth

1-Bed Rent

$925

N/A

2-Bed Rent

$900

9.8% YoY Growth

3-Bed Rent

$2,400

50.0% YoY Growth

Home Price Trends — Flora, IN

As of Dec '25, the median home price in Flora, IN is $197,000, with a year-over-year change of 5.1%. This indicates that home prices in Flora, IN are increasing. According to Zillow, the 1-year price projection is 3.1%, suggesting an increase housing market in the next year.

Cost per Home Type

Home Type	Median Home Value	YoY % Change
All Homes	$197,000	5.1%
Single Family	$197,000	4.8%
Condos	N/A	N/A

Cost per Home Size

Home Size	Median Home Value	YoY % Change
1 Bed

Rental Trends — Flora, IN

As of July '25, Rentcast reports the average rent in Flora, IN is $1,200, with a year-over-year rent change of 0.0%. Per bedroom, the median rent as of July '25 in Flora, IN is 1-bedrooms: $925, 2-bedrooms: $900, 3-bedrooms: $2,400. The most common rental property sizes in Flora, IN are 2-bedroom and 3-bedroom, accounting for 39.1% and 32.2% of the rental stock.

Type	Median Rent	Average Rent
Average Rent	$925	$1,200
Studio Rent	N/A	N/A
1 Bed Rent	$925	$925
2 Bed Rent	$900	$900
3 Bed Rent	$2,400	$2,400
4 Bed Rent	N/A	N/A

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% of Rental Stock

Studio

4.4%

1 Bedroom

18.2%

2 Bedrooms

39.1%

3 Bedrooms

32.2%

4 Bedrooms

6.1%

Property Listings — Flora, IN

As of Dec '25, Realtor.com reports that the median days on market for a home in Flora, IN is 59. This is a increase of 12.0% from last year, suggesting that homes are sitting on the market longer than last year. The percentage of listed homes with a reduced price is 0.0%, representing a small inventory and little supply pressure on home prices.

Metric	Zip Code Average	Year over Year % Change
Median Listing Price	$267,000	29.0%
Listing Count	8	15.0%
Listings as % of Homes	0.4%	15.0%
Days on Market	84	55.0%

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Demographics — Flora, IN

As of the latest ACS Survey released in 2023, Flora, IN has a population of 3,030, which has increased by 1.6% over the past 5 years. Flora, IN is a moderately popular place for families, as children make up 18.7% of the population. The area has a poorly educated workforce, with 15.8% of adult residents holding a bachelor’s degree or higher. There are few residents working remotely, with 1.5% reporting working from home.

Metric	Latest Census	YoY % Change
Population	3,030	1.6%
% Under 18	18.7%	-31.2%
% Seniors	19.7%	20.9%
% WFH	1.5%	-54.5%
% w/ College Degree	15.8%	2.6%

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As of the latest ACS Survey released in 2023, Flora, IN is a predominantly white area, with 87.9% of the population identifying as white. The white population has shrunk by 9.9% in the last 5 years. The second most common race or ethnicity in Flora, IN is black, making up 4.4% of the population. Foreign-born residents account for 1.1% of the population in Flora, IN, and this percentage has decreased by 50.0% as of the ACS Survey 5 years prior, suggesting fewer immigrants are calling the area home.

Race and Ethnicity

Metric	Latest Census	5-Year % Change
% White	87.9%	-9.9%
% Black	4.4%	158.8%
% Hispanic	3.9%	550.0%
% Asian	0.1%	∞%
% Foreign Born	1.1%	-50.0%

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Mortgage and Risk — Flora, IN

According to HUD data as of 2023, there were 71 mortgage originations in Flora, IN, of which 69.0% of loans were conventional mortgages. The average loan-to-value was 72.0%, with 42.0% above 90% LTV (very high). This implies large mortgage risk in Flora, IN. Investor activity is low, as 1.0% of loans were by investors. 24.0% of loans were cash-out refinances, suggesting many homeowners are tapping equity.

Mortgages

Metric	Zip Code Average
Total Loan Originations	71
% Conventional Loans	69.0%
% Government Loans	31.0%
% Investor Loans	1.0%
% Second Loans	0.0%
% Cash Out Refinance	24.0%

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Rentals and Section 8 — Flora, IN

Flora, IN lacks sufficient Section 8 program data for analysis.

Section 8 Market Size

Total Units under HUD	23
Total Units Section 8	13
% Rentals under Section 8	3.9%
% Occupied Section 8	89.0%

Section 8 Opportunity

Home Size	HUD Premium	Market Rent	Max HUD Rent
1 Bedroom	-$205	$925	$720
2 Bedroom	$30	$900	$930
3 Bedroom	-$1,210	$2,400	$1,190
4 Bedroom	N/A	N/A	$1,290

Flora, IN—46929

Key Metrics at a Glance

Home Price Trends — Flora, IN

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Flora, IN

% of Rental Stock

Property Listings — Flora, IN

Demographics — Flora, IN

Race and Ethnicity

Mortgage and Risk — Flora, IN

Mortgages

Rentals and Section 8 — Flora, IN

Section 8 Market Size

Section 8 Opportunity

Affordability — Flora, IN

Home Price to Income Ratio

Flora, IN — ZIP Code Boundary Map

Nearby ZIP Codes

Bringhurst, IN

Camden, IN

Cutler, IN

Burlington, IN

Young America, IN

Frequently Asked Questions

Metric	Zip Code Average
Home Price to Income Ratio	2.6
Median Home Price	$197,000
Median Household Income	$61,700

Flora, IN—46929

Key Metrics at a Glance

Home Price Trends — Flora, IN

Cost per Home Type

Cost per Home Size

% of Housing Stock

Rental Trends — Flora, IN

% of Rental Stock

Property Listings — Flora, IN

Demographics — Flora, IN

Race and Ethnicity

Mortgage and Risk — Flora, IN

Mortgages

Rentals and Section 8 — Flora, IN

Section 8 Market Size

Section 8 Opportunity

Affordability — Flora, IN

Home Price to Income Ratio

Flora, IN — ZIP Code Boundary Map

Nearby ZIP Codes

Bringhurst, IN

Camden, IN

Cutler, IN

Burlington, IN

Young America, IN

Frequently Asked Questions

What is the average home price in Flora, IN 46929?

How have home prices in Flora, IN 46929 changed over the past year?

What is the home price projection for Flora, IN 46929?

What are the demographics of Flora, IN 46929?

How long does it take homes to sell in Flora, IN 46929?

What is the average rent price in Flora, IN 46929?